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Staff Writer

Dan Rafter

Dan Rafter is the managing editor of Law Bulletin Magazine and the editor of the Midwest Real Estate News. Dan has written for publications such as the Chicago Tribune, Washington Post, Consumers Digest, and BusinessWeek Online.

Latest articles by Dan Rafter

What You Need to Know About HOAs

Living in an HOA has its pros and cons. Here's what to consider before you move in.

5 Ways to Prevent a Debt Spiral

Be the master of your fate when it comes to conquering credit card debt.

4 Reasons Millenials Should Invest in a Home

Media may paint Millennials as anti-homeowners, but the numbers say otherwise. Millennials are snapping up homes for good reason. Here's why.

What Is Student Loan Forbearance, Anyway?

Student loans are a burden, no question about it. Find out if deferment or forbearance can help.

You're Ready to Make an Offer on a House: Now What?

You've found your dream home, secured a lender and a mortgage — now comes the hard part.

Is Long Term Care Insurance Worth It?

Nursing homes aren't cheap. Long-term care insurance may be one way to help afford your future senior care.

Everything You Need to Know About Flood Insurance

When it rains, it pours — and when it does, that flood insurance you've hated paying for will seem like a pretty smart investment.

The Self-Employed Person's Guide to Getting Credit

Being self-employed is amazing — until you find yourself struggling to get financing. These tips will have lenders loving you.

6 Money Moves to Make the Moment You Decide to Buy a Car

You're ready for a shiny new set of wheels. All you need to do is make these important money moves, first.

5 Things You Need to Know When Renting-to-Own a Home

Rent-to-own can be a lifeline for those with poor credit. Before snagging the keys to your soon-to-be dream home, brush up on what you need to know.

Avoid These 5 Common Mistakes While Rebuilding Your Credit

It takes hard work to give your credit score a kick in the pants. Don't sabotage it with these five screw-ups.

5 Powerful Reasons Companies Should Offer More Wellness Programs to Keep Their Employees Healthier and Happier

Healthy, happy employees are great for the bottom line. Boost morale and productivity with an employer-sponsored wellness program!

When Should Single People Get Life Insurance?

Life insurance is for people with dependents and stuff, right? Yep, and sometimes that applies to singles, too.

5 Questions to Ask Before Buying a Second Home in Retirement

A vacation home is a lifetime dream. For retirees, living the dream comes with an extra dose of reality.

Why Do We Feel Buyer’s Remorse, Anyway?

The rush from that big, must-have purchase only lasts a short while before dreaded buyer’s remorse sets in. How come?

What Is Power of Attorney?

When aging or illness make financial decisions too dicey, folks can turn to a trustworthy third party known as power of attorney.

5 Reasons You Shouldn't Buy a House (Yet)

You dream of kissing the renters' life goodbye, but not so fast. You might not be ready to be a homeowner just yet.

Using Your Roth IRA as an Emergency Fund — Ever a Good Idea?

You know you need an emergency fund, but you just don't have one. When "disaster" strikes, where can you turn for fast cash? Your Roth IRA can help.

Your Bad Credit Isn't the End of the World

High credit card debt and a low credit score are thought of as the proverbial nail in the personal finance coffin. Not so! It really isn't the end of the world.

5 Homebuying Questions You're Embarrassed to Ask

New homeownership comes with more new terms and phrases than one can keep up with. Don't be embarrassed to ask these questions!