Philip has a BA in economics from Earlham College, but worked for twenty-five years as a software engineer. Preferring to work as a writer, he chose to enable that by living frugally.
New consumer protection rules for prepaid cards will help protect you from theft, fraud, and unreasonable fees.
Millennials have figured out what many finance pros haven't — that too much personal finance advice is stuck in the 20th century.
You've only got so many hours in the day to sell to the Man. But if you're creative with what you've got, you can still give your finances a boost.
There's a cheaper, healthier, and more natural way to get in shape than hitting the gym. Forget complicated fitness — get up and move.
Wise Bread's Nora Dunn shares advice about working while traveling in her new book, "Working on the Road." Find out if the lifestyle is for you, too.
Simple living starts from a single action — prioritize what matters. Learn how to take that basic step and the ones that follow come easy.
Many problems we face require us to spend money to solve them. Use the three-step plan to decide if the solution is worth the cost.
If you target your spending on the things that matter most to you (and not to everyone else), you can often get more for less. Here's how it works.
Stop wasting your money on multivitamins that don't work, but do start following these other healthy habits that multivitamin buyers follow.
Soon it won't be enough to remove those compromising tweets and selfies. To succeed and prosper, you need to build an attractive online persona.
Your average fictional hero can teach us a lot about living in the real world, starting with understanding motivation and goals, and finding a way to reach them.
Discover how smart investors keep their retirement accounts in check.
Responsible financial management doesn't mean you have to live like a monk. It does mean you have to define — and choose — your own individual lifestyle.
Scheduled to enter circulation back in early 2011, the new, more secure $100 finally starts circulating today. These are the new security features to look for.
The Obamacare exchanges will go live in a few days. Find out how to use the new insurance market to reduce your risk and consider more career choices.
A good financial plan includes planning and budgeting for both needs and wants. Don't let short term wants steal from those wants you really desire.
The gap between making and consuming keeps widening, but making more of what you consume can lead to a richer life.
People often create spending rules because they don't trust themselves. But if you can develop that trust, you can save even more.
Do you use credit to manage cash flow fluctuations or to live beyond your means? Here's a simple, practical test for keeping your debt under control.
After years of production problems, the new $100 bill finally has a date of issue — October 8th. Learn what's new and different.