Personal Finance

Best Money Tips: 7 Ways to Help a Family Member Financially

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you everything you need to know before

Self Directed IRA + LLC = Checkbook IRA

Growing your business may be your best retirement plan, but it's also important to set aside some personal retirement savings separate from the business. Doing so correctly can

Travel Insurance for Businesses

In some cases, you may already have travel insurance and not know it. Whether for business or pleasure, here are the basics of travel insurance.

New $100 Bill Unveiled

Even though ordinary people hardly ever receive or spend one, with the number of $100 bills in circulation in the billions it's worth putting the effort into making them extreme

Book Review: Your Money—The Missing Manual

Books about managing your money succeed or fail at the point when the author chooses what to present as unbreakable rules versus what to present as hints, tips, suggestions, or

3 Reasons Not to Invest Now

Sure, investing is a smart move. But before you decide to invest, you need to decide if it's the right time for you.

Minimizing the IRS' Share of a Sale

There are ways to minimize the tax burden that goes along with selling a business, allowing you to keep more of the money you've earned over the years.

Best Money Tips: The Wisdom of Yoda

Welcome to Wise Bread's Best Money Tips roundup. Today, we share financial wisdom from Yoda hi

Best Money Tips: Tax Day Freebies

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you some tax-time freebies to

Worried About an Audit? Six IRS Red Flags

Is your tax return a magnet for an IRS audit? Find out the 6 things that draw the attention of the IRS and what you can do to minimize your chances of getting audited.

If Budgeting Isn't Fun, You're Doing It Wrong

Budgeting should be fun. If you don't believe me, you've been doing it wrong.

Save on Last Year's Taxes Right Now

You can still save on last year's taxes right now, if you still haven't filed your income tax return yet.

SBA Loans Up 90%

Thanks to American Reinvestment and Recovery Act (ARRA) initiatives, the first quarter of 2010 shows weekly SBA loan volume up 90% over comparative weeks in 2009.

Auto Insurance

Auto insurance is meant to cover the expenses that can go along with a car accident. There are a lot of factors that go into determining just how much you'll pay to insure your

Health Care Reform Means Big Tax Changes

While health care reform aims to lower the cost of coverage, small business owners will likely see premium increases and higher tax costs. Here are some of the key provisions fr

Best Money Tips: 10 Ways to Improve your Home Office Cheaply

Welcome to Wise Bread's Best of Personal Finance roundup. Today, we share tips for jazzing up your home office on a budget, how to throw a killer LEGO birthday bash, and 33 free

10 Tips to Save You from an ATM Skimmer

If you don’t yet know the term “skimmer,” put it in your vocabulary. Here are ways to avoid ATM skimmers.

How Long Can You Stay in Your Home After You Stop Paying the Mortgage?

Even though the economy seems to be getting better, the number of mortgage delinquencies is still rising. Some homeowners are choosing to walk away because their debts are much

Best Money Tips: How to Buy a $5,000 Car

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you tips for buying a good $5,000 car, how TV can actually save you some cash, and why financial intervention wit

The HIRE Act: Incentives for Hiring Now

If your business has been growing but you've been reluctant to take on a new employee because of economic uncertainty, maybe recently enacted tax incentives will convince you to

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.