Personal Finance

How to Build Wealth in a Depressed Economy

Recessions seem like they're just doom-and-gloom, but they can also be a great time to implement your wealth-building strategy.

Should Life Insurance Be Purchased as an Investment?

From term insurance to whole life, what you should know.

Share Your Thoughts: Consolidating Student Loans

What should one reader do to consolidate his student loan payments?

Credit Card Fraud and How to Avoid It

Credit card fraud affects thousands of people every year. During 2009, in the UK alone, £440.3 million was lost due to fraudulent actions on stolen or cloned credit cards.

Sick of Rebate Credit Cards? Read This to Get Cash

Annoyed by those plastic-wasting, annoying-to-use rebate credit cards? Learn how to turn the cards into cash.

U.S. Banks and the Tokyo Drift

A nation reeling from popped real estate and financial collapse mopes through a recession, its president urging calm. Just what country are we talking about?

What Stuxnet Means for Small Business

Cybercrime in general and Stuxnet in specific presents clear financial threats to you and your business.

Share Your Best Purchase Stories & Win $33,000 in Prizes

Win a trip for 6 to Napa Valley for a 5-day getaway, including travel, accommodations, gourmet meals, spa treatments, a hot-air balloon ride, limo tour, and a bunch of computers!

Why Retirees Are Using Annuities Instead of Early Social Security

Many senior citizens have become more interested in how annuities can fulfill their retirement investment goals.

6 Indirect Ways Taxes to the Rich May Hurt You

Should we extend the tax cuts for the rich? This may affect you more than you think, even if you aren't making $250,000 yet.

Guest Post: Now is the Time to Think Long-Term

I've got a guest post up at Get Rich Slowly on why now — when interest rates are very low — is the time to think long-term.

5 Things You Need to Know About Credit Scores

Over the past few years, consumers have been increasingly aware of the importance of a credit score. It is a good idea to learn as much you can about this important number.

Sinking Dollar: This Time on Purpose

The Fed wants to keep the inflation rate up around 2%, because their efforts to boost the economy only get traction when they can push interest rates well below the inflation rate.

I'm Financially Free. Now What?

We spend our whole life trying to reach our retirement goal. What do we do when we actually reach it? Here are some suggestions that anyone can and should follow.

Basic Tips for Investing in a Business

Investment is that exercise of applying your money in a particular endeavor, for the pursuit of growing one's money. We cover some basic tips for investing in a business.

New Tax Breaks for the Swift

The Small Business Jobs Act of 2010 created new opportunities for businesses to save on their taxes in 2010 and beyond. Here are some actions that can prove beneficial to you.

A Mortgage Crisis Solution

Some banks didn't manage the paperwork well enough to be able to prove that they actually own their mortgages. This just might be the germ of a solution.

4 Places to Start Your Debt Management Crusade

Taking control of debt is essential to preventing it from getting out of hand. Here are some tips to get you started with a debt management plan.

Wise Bread Blogger on the NBC News with Brian Williams

Wise Bread writer Sarah Winfrey had a blast when she went on NBC Nightly News to talk about her family's experience reducing credit card usage during the economic crunch.

How to Secure Business Financing Without a Personal Guarantee

You can build your business credit fairly quickly and potentially eliminate the need for a personal guarantee if you plan for it from the outset.

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.