Personal Finance

Is Telecommuting a Good Way to Go Green?

There are some savings that go along with a small business allowing employees to telecommute, but it also offers an opportunity to go green.

How To Cut Car Ownership Costs

Here are a few things to consider to keep the costs of car ownership low.

The Credit Crunch Myth: You Can't Fix What Ain't Broke

In an effort to fix the credit crunch, the American Recovery Reinvestment Act authorized $730 million in funding for the SBA. Only one problem: There may not be a small business

Book Review: The Little Book of Big Dividends

Did you know that from 1926 to the present, dividends have accounted for 43 percent of the total return of the S&P 500 index? The Little Book of Big Dividends by Charles B Carlson,

Health Care Reform: Good for People Like Me

A long time ago, I had an idea. I was working a regular job, but I realized that what I wanted to do was be a writer. I figured that I could make some money writing, but not necess

5 Money Ratios to Live By

These five money ratios answer questions about spending on housing, saving, engagement rings, retirement, and investing.

Convenience Checks: 6 Reasons Why They Can Cause Trouble

Convenience checks aren't like regular checks attached to a checking account. They are a type of loan, a cash advance against the credit availability on your credit card. Here are

How to Save Without Goals

Basic plans for saving and investing that don't require use of a formal financial plan with specific goals.

CitiMortgage Told Me to Default on My Loan

Only in the completely screwed-up world of the lending industry would this be a logical and serious piece of advice. But that’s basically what I was told after calling CitiMortg

How Health Care Reform Will Impact Your Small Business

The new health insurance reform legislation adds both new requirements and perks for small businesses.

Financial IQ Test: How Healthy Is Your Disability Insurance?

1 in 3 people are disabled during their working lives, and those disabled for more than 2 months have an average disability length of two and a half years. Make sure your disabilit

This May Be the Best Time to Negotiate Loan Terms

With credit at its tightest in over ten years, banks are hurting. For successful borrowers, that means loan terms and conditions may be more negotiable then ever.

What Every Business Owner Should Know About Collateral

Establishing the collateral value of an asset is often a point of contention in loan negotiations. Here are some rules-of-thumb to help you understand how a lender's likely to v

Clever Tax Move for the Un- and Under-Employed

There are a lot of people who used to have a good-paying job but who have been unemployed or underemployed for more than a year. If you're one of those people, here's a clever tax

Can You Settle Your Old IRS Debts?

Not filing your income tax is a debt that will not go away quietly. The IRS has options if you owe back taxes where you may be able to settle your debts.

Things You Should Know About HAFA: The Home Affordable Foreclosure Alternatives Program

On April 5, 2010 a new program called the Home Affordable Foreclosure Alternatives, or HAFA, will further expand the foreclosure prevention efforts of the Obama administration. Thi

Mogi's Extended Vehicle Protection: Is it Worth It?

Mogi offers insurance on things like car parts, service, and maintenance. Would you pay a monthly fee to cover any problem that came up with your car? Sure, it would give you some

Best Money Tips: How to Sell Your Car on Craigslist

Welcome to Wise Bread's Best Money Tips roundup. Today, we share killer tips for selling your car on Craigslist, how to make your own yummy goldfish crackers, and a cool new pur

How to Use Up Remaining Balances on Prepaid Gift Cards

Looking in my wallet, there are no less than 5 prepaid debit or gift cards hiding at any one time.

The Truth About Personal Guarantees

If you’ve ever borrowed money from a bank for business use, you’ve no doubt argued against adding your personal guarantee to the deal. And if you’re like most small business own

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.