Personal Finance

4 Thorny Payroll Tax Issues and How to Handle Them

Small businesses face plenty of challenges, including several tough payroll tax challenges. Here's what you can do about them.

Houses You Can Build Yourself

From eco-friendly prefab kits to dwellings built out of other people's trash, the possibilities for building your own home are only limited by your imagination.

Want to Buy a Home With No Money Down? Try a USDA Loan

Despite the recent economic crunch, consumers can still purchase homes with no money down through the USDA Rural Development program.

6 Quick Tips for Organizing Your Finances

Whether you're surrounded by piles of unsorted financial documents or could just use a little straightening up, here's how to painlessly get organized.

How to File Your First Tax Return

Your first tax return can be a breeze if you follow these simple steps.

How the Reform of Fannie Mae and Freddie Mac Will Affect You

On February 11, the government announced its plan to wind down mortgage giants Fannie Mae and Freddie Mac. How will this historic reform affect you?

McMansion to McCottage: Why Smaller Houses Are Smarter

When it comes to our homes, is bigger always better? From saving money to cutting clutter and more, explore the benefits of buying or building small.

Tips for Playing Credit Card Roulette

It's exciting, it's risky, and it means you might get to eat for free -- or pay the entire bill. Discover the fun and danger of credit card roulette.

Lower Interest Rates with Credit Sesame and Lending Club

First I consolidated my credit cards using a service that barely changed my inflated interest rates. Then I got a better deal — here's how.

Student Loans: How to Make Post-College Decisions

Making decisions about student loans doesn’t have to be difficult. But it should be personalized.

9 Real Estate Clauses to Watch Out For

If you're planning to lease space for your business, make sure you're aware of all the associated fees — otherwise, you could be in for serious sticker shock.

Selling Your Life Insurance Policy for Cold, Hard Cash

Would you sell your life insurance policy for a lump sum, knowing that someone else now profits from your death?

Do You Spend More with Cash or Credit?

I totaled up all my credit card expenses in 2010 to try to figure out if I spent more using credit than I would have with cash. Here's what I found.

5 Things Everyone Should Know About This Year's Tax Changes

Know this year's key updates so you don't miss any tax cuts or deductions.

Save Money with a Dependent Care Tax Credit and FSA

If you pay for day care or other services, you may be able to save thousands with an FSA, the Child and Dependent Care Credit, or both.

Best Money Tips: How to Become a Millionaire

Today we have some awesome tips on how to become a millionaire, strengthening your emergency fund, and getting refunds when your travel plans go awry.

3 New 1099 Rules You Should Know About

Starting next year, small businesses and entrepreneurs will need to issue 1099s for a variety of additional services. Find out what you'll need to track and report.

8 Ways Technology Can Streamline Financial Management

If you're not using these tools to manage your finances, it's time for an upgrade. Otherwise, you could be losing time and money.

Best Money Tips: How to Get Cheaper Car Insurance

Today, we share the questions to ask to get cheaper car insurance, better (and faster!) ways to caramelize onions, easy home upgrades to do in the winter, and more!

5 Things Tax Preparers Should Tell You

Knowing the right questions to ask can help you get better advice and bigger refunds.

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.