Personal Finance

Perform a Credit Card Rewards Annual Review

Want to make sure you're getting the most airline miles, cash back, and whatever other rewards your credit cards offer? Do this quick annual review.

Wise Bread's Best and Worst Financial Decisions in 2010

Some of us took risks. Some of us played it safe. Read about our writers' great (and terrible) 2010 financial decisions, and what they learned from them.

Dealing with Post-Holiday Credit Card Debt

It's not the most wonderful time of the year when the first credit card bills from the holiday season start to arrive. Here's how to pay them off.

How Will The Comcast/NBC Merger Really Affect You?

The deal has been approved, and there's a lot of speculation about what it will mean for you, the consumer. Discover the truth behind common questions.

7 Common Investing Mistakes

From beginner to seasoned expert, any investor can make these mistakes. Discover what they are so you can avoid them and maximize your returns.

Choosing Your Path to Prosperity

You can enter a room where you could find wealth immediately, or one where you'll definitely find it...but the search might take years. Which do you choose?

Beyond Debt-Free: Getting By in the New Economy

Living debt-free is a great goal — but as the economy remains shaky, is that enough? Discover more ways to make sure you're on solid financial ground.

5 Things We Learned When Our Car Was Stolen

My family recently had our car stolen while moving. Learn from our experience so you can keep your car safe or be prepared if you're a victim of theft as well.

Energy Efficient Mortgages: Borrowing More to Save

Borrowing extra for an energy efficient mortgage can lower your utility costs and generate significant savings...as long as you make sure the math adds up.

Life and Death: The Related Taxes, and How It Affects Your Family

From hiring your children to work in your business to careful end-of-life planning, you can help reduce the taxes that you (or your children) will owe.

15 Surprising Facts About Income Tax

From the first recorded income tax to the popular teenage job that's filled with tax-evaders, prepared to be shocked, awed, and informed by these income-tax facts.

How to Really Save Money When You Shop

There is a great way to save money when you make a purchase, but it has nothing to do with store sales or having a coupon.

How (and Why) to Help Your Parents Pay Off Their Mortgage

Many parents find themselves saddled with a mortgage well into retirement. Learn how to help your folks pay off theirs without taking on the debt yourself.

Beating Bank Fee Increases

Sure, you can adhere to all of your bank's (potentially ridiculous) rules to avoid rising fees...or you can start searching for a new bank.

Paper Checks: Going, Going...Gone?

Are you ready to go totally electronic? Paper checks may be on their way out permanently. Learn what you need to know about making the switch.

How to Donate a Car to Charity

If you need to get rid of a car, selling it isn't your only option — if you donate it, you can help a charity you care about and get a nice tax deduction.

Why Getting Out of Debt is Like Running a Marathon

A few years ago, I ran a marathon. And while it taught me a lot about exercise, it might have taught me even more about money.

5 One-Size-Fits-All Spending Tips That Don’t Really Fit Everyone

From cutting up credit cards to cutting out lattes, these pervasive personal finance tips are repeated again and again, but could be bad advice for you.

8 Invitations to an IRS Tax Audit

Don't let your tax return send up a red flag to the IRS; avoid these common reasons for an audit.

6 Ways to Put Your 2011 Payroll Tax Break to Work

Americans will be paying 2% less on their payroll taxes in 2011. Instead of wasting that cash, use one or more of these ideas to make the most of your "bonus."

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.