Personal Finance

Financial Tricks to Master for a Happier Life

Is it really money you are after? Get your life back and live happier!

SaveUp Giving Away $1000 to Wise Bread Readers

To enter simply tell us what motivates you to save.

Best Money Tips: Stop Wasting Money on Your Car

Today we found some great articles on not wasting money on your car, tax season do nots, and insurance policies you don't need.

How to Find the Right Accountant for You

Finding the right accountant can make a world of difference when it comes to managing your money, but it can be easier said than done.

10 Smart Things to Do With $25

They say $25 can't buy you a lot these days. Well, "they" are not always correct. Check out this list for 10 great, useful ways to spend that cash.

Surprising Things That Can Kill Your Credit

We're all familiar with the damage a late payment can do to a credit score. But there are plenty of other credit-sinkers you might not know about.

How to Not Be a Debt Slave

Getting into debt is easy — even recommended. Getting out of it — or avoiding it — is much more difficult. But it can be done.

Best Money Tips: How to Retire on the Cheap

Today we found some awesome articles on how to retire on the cheap, ideas to increase your income, and dangers of leasing a car.

Extreme Mileage Hacking: Creative Ways to Earn Flier Miles

If you're think you're doing all you can to earn frequent flier miles, get a bit of inspiration from these talented travelers.

The Process for Purchasing a House With Cash

Last year, one Wise Bread writer and her husband purchased a property with cash. That's right — cash. Here's the process they went through.

How to Choose a Real Estate Agent

You take time to research products that will cost you $20 — but how much do you research the person who advises you on spending thousands of dollars?

Credit Card Churning and Why It's Not Worth It

Is credit card churning worth it?

Best Money Tips: 57 Avoidable Tax Mistakes

Today we found some awesome articles on avoidable tax mistakes, building a credit score from scratch, and how to accomplish your financial resolutions.

7 Surprising Facts About Roth IRAs

A lot of people think Roth IRAs are just another retirement vehicle. Yes — and they're also one of the most flexible options available.

6 Credit Card Services You Don’t (Usually) Need

Credit card companies often try to upsell you on additional services that are straight-up unnecessary. Discover the worst ones to watch out for.

Voluntary Slavery

Discover one writer's take on why the "voluntary slavery" of our personal financial situations can keep us from acting in our best interest.

Suze Orman's Approved Card Gets Mixed Reviews and Controversy

Suze's new debit card stirred up controversy when she called a critic an "idiot." Are you stupid for not using this card?

How to Go on a Financial Detox

Spending too much? Learn how to perform a deep cleanse of your impulsive money mistakes and find balance in your checkbook.

8 Cool Mint Tools for Managing Your Money

Many people know that Mint.com is a powerful budgeting website — but its tools might be even more comprehensive than you realize.

What Easter Island Can Teach Us About Money

What do the iconic stone statues and barren landscape of Easter Island have to do with modern financial planning? As it turns out, quite a lot.

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.