Personal Finance

The Definitive Guide to Pay As You Earn — A Federal Student Loan Repayment Plan

For many, this plan offers the lowest monthly payments and even forgives your student loan after 20 years.

by: Reyna Gobel | channel: Debt Management, Education & Training

Best Money Tips: Money Moves to Make Before 2014

Today we found some great articles on money moves to make before 2014, holiday traditions to avoid, and profiting from broken electronics.

10 Worst Ways to Pay Off Your Credit Card Debt

Paying off credit card or revolving debt is one of the smartest things you can do to improve your finances. That is, unless you pay it off using one of these methods.

Say No! 7 Reasons Why You Shouldn't Get Married if You're in Debt

Newlyweds can fight about more important things than money (like the chores) if they enter the union debt-free. Read on for reasons why you should wait to wed.

Why You Need Credit — and How to Build It From Scratch

Learn how to create a great credit score even if you don't have an extensive financial history.

5 Cars That Thieves Don't Touch (and 5 Simple Anti-Theft Tricks)

Do you drive one of the least-stolen cars in America? Read this to find out.

Best Money Tips: Are Joint Bank Accounts a Good Idea?

Today we found some stellar articles on if joint bank accounts are a good idea, winter travel deals, and stocks for 2014.

How Much Money Will You Have in 30 Years?

A key part of financial planning is goal setting. With the help of a conservative economic forecast and a common financial equation, you can plan how to reach it.

Best Money Tips: Letting Go of Financial Stress

Today we found some great articles on letting go of financial stress, Black Friday deals from the biggest stores, and avoiding binge-shopping.

Best Money Tips: Surprising Things You Can Negotiate

Today we found some awesome articles on surprising things you can negotiate, thrifty Thanksgiving side dishes, and maximizing your investment return.

The 10 Worst Tax Moves You Can Make

Tax time is coming up as fast as the holidays are. Have you been naughty or nice?

Best Money Tips: Save a Fortune When Buying a Car

Today we found some great articles on saving a fortune when buying a car, Black Friday sales to shop now, and sensible saving tips for a family.

What Do I Need to Know Before I Hire a CFP?

Need help managing your finances? Make sure you know what you're getting when you hire a financial advisor with the CFP designation.

Meet Wise Bread's Financial Planning Expert, Jeff Rose, CFP!

Meet Wise Bread's resident financial planning expert, Jeff Rose, CFP. Do you have a financial planning question? He's got your back!

How Many Credit Cards Should You Carry?

For savvy credit card holders, it's a myth that more than one card is irresponsible. Here's what to consider before adding more cards to your wallet.

Best Money Tips: Ways to "Beat" the Stock Market

Today we found some great articles on ways to "beat" the stock market, saving for retirement, and prepping for guests with Dollar Store buys.

Get Over the Hump Like a Soldier (Book Giveaway)

Learn how to keep the motivation going after the initial excitement of going after your financial goals has worn off.

How to Get 5% Cash Back on Holiday Purchases

Reduce the bite holiday spending takes out of your budget with one of these cash back rewards cards.

Best Money Tips: Inspiration to Keep Saving Money

Today we found some fantastic articles on inspiration to keep saving money, getting a great performance review, and how to stop wasting half your day.

Money Mistakes Two Popular Board Games Teach Kids

If you think Monopoly and The Game of Life teach players sound money management skills — go directly to jail. Do not pass GO, do not collect $200.

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.