Personal Finance

Best Money Tips: Get a Second Job and Quit Whining About Debt?

Welcome to Wise Bread's Best Money Tips roundup. Today, we share the best way to get out of debt, 15 ways to slash retirement spending, and how to make wallpaper decals!

Getting Fired? Ask One Question to Get Free Money

Getting fired is never easy. But being prepared can be the difference between walking out of HR's office with nothing and getting a nice chunk of money to help you in the future. H

Exploring Debt Restructuring Options

If your business is finding it hard to keep up with all its credit card, credit line, and bank loan payments, it may be time to consider debt restructuring.

Best Money Tips: Financial Lessons of Cheese Peddler

Today, we share lessons learned from a cheese peddler, how bottled water stands up to filtered tap, and 10 decorating ideas for fun and frugal homes!

The First Time Home Buyer Credit: How Big of a Deal Is It?

The first-time home buyer's credit has been hailed as one of the main drivers of the real estate market, but how big of a deal is it really?

New Credit Card Rules: Who Really Benefits?

Credit card industry reform may have good intentions, but will these rules encourage the same behavior that made reform necessary in the first place?

6 Steps for a Woman's Financial Self-Defense

Women account for over 80% of consumer spending, and at the same time elderly women make up over 80% of this country‘s impoverished. Women need to refocus their present spending po

Life After Bankruptcy: What's Next?

There are repercussions to filing for bankruptcy, but like with other setbacks in life, you can recover. There is always hope!

Best of Personal Finance Roundup: How to Sew a Button On Correctly

Welcome to Wise Bread's Best of Personal Finance roundup. Today, we give you the skills to sew on a button, kill some cockroaches, or make a better breakfast!

Independent Contractors vs. Employees: Keeping Them Straight

Who the IRS considers an employee and who it considers a contractor doesn't always match what a business owner might expect.

How to Choose an Accountant for Your Small Business

The role of an accountant doesn't have to be limited to tax preparation. He can be a valuable adviser for your business year round. Here are some things your accountant should b

Tax Breaks for Going Green

With the many tax deductions and credits available to business owners, making your company more sustainable can pay off when you do your taxes.

Cash-Strapped Businesses Turn to Purchase-Order Financing

Many business owners are turning to alternative lenders who offer to finance their purchase order.

12 Steps to a Loan Renewal in 2010

It’s your job to make sure your 2009 financial statements don’t send bankers running for the hills. So how do you protect your company from being crushed in the crunch come time

Best of Personal Finance Roundup: How to Turn Cheap "Choice" Steak into Gucci "Prime" Steak

Welcome to Wise Bread's Best of Personal Finance roundup. Today, we give you the skills to turn cheap steak into a dreamy dinner, 10 tips for making a family room top-notch, and wh

More Evidence. More Deals. Would You Ever Trust Toyota Again?

Recently, Xin Lu wrote an article about the falling price of used Toyota cars. And it's not only used cars but brand new cars that are being discounted. There has been talk of yet

How to Deal with Audits

Just the idea of having a problem with the IRS is enough to worry many business owners. The tax system can be difficult to deal with even at the best of times. When something go

Financial Timing: How Scheduling Important Events Benefits You Financially

Are you thinking of making a big change in your life such as quitting your job or getting married? Time important decisions in your life for the best financial result.

Best Money Tips: What If I Can't Afford to Make My Mortgage Payment?

Welcome to Wise Bread's Best Money Tips roundup. Today, we tell you some options for when the mortgage money just isn't there, 24 ways to pull together some cash when you're job

Can a Little Inflation Be Good?

Let me jump to the end and say right at the start that I don't think so. However, there's a serious argument being made right now among economists and economic policy makers that h

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.