Personal Finance

5 Questions to Ask Before Applying for a HELOC

A HELOC offers a flexible way to tap your home equity. Just be sure to answer a few questions before applying.

Ask the Readers: What Are Your Financial Goals for 2018?

Tell us about your financial goals for 2018 and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Ways Your Money Is Being a Jerk (And How to Fight Back)

Money can be a real jerk. Learn how to fight back when your finances are pushing you around.

Why You May Need a Revocable Living Trust

A revocable living trust can make it easier on your loved ones when the time comes to settle your estate. Don't let your legacy be the hassle you leave behind!

Your Small Business Needs an Emergency Fund, Too

Emergency can strike your small business just as it can your personal life. Protect all you've worked for with a business emergency fund.

Your Travel Rewards Points Were Stolen. Now What?

You know that hackers can steal your credit card info. Guess what? Your travel rewards aren't totally safe, either.

What to Do if You're Laid Off Before You Retire

You’ve found yourself out of work before you were ready to retire. Don’t worry! You can make this transition work.

What Does Your Personal Guarantee On a Business Credit Card Mean?

A credit card for your small business can be a great way to manage expenses (and earn rewards). There's just one catch.

5 Things Every Small Business Owner Needs to Know About Employee Retirement Accounts

More than half of American small business employees don't have a workplace retirement plan. Here's why your small business should offer one.

12 Things You Should Know About the New Tax Law

The Trump administration recently rolled out its new tax law. Here are the major changes you need to know about.

3 Easy Ways to Invest in Real Estate (Without Buying Real Estate)

Investing in real estate can be lucrative — and a lot of hard work. With these investment strategies, you can enjoy the profits without owning property.

What Every Retirement Saver Should Know About Required Minimum Distributions

Uncle Sam hasn't forgotten about your tax-deferred retirement accounts. When you turn 70½, he'll come knocking.

How to Win a Fraud Dispute With Your Credit Card Company

Thanks to the Fair Credit Billing Act, the law's on your side when it comes to fraudulent card account charges. Here's how to protect your rights (and your wallet).

The Encouraging Truth About How Americans Are Covering the Cost of College

Everybody knows college is expensive, but just how much are people really paying out of pocket? A recent survey sheds some light.

4 False Assumptions That Could Threaten Your Retirement Years

Are you heading for a rough retirement? If you're counting on these things in your golden years, you may be in for a rude awakening.

You Can Start Investing With a Lot Less Money Than You Think

You feel like you don't have enough money to take the plunge in investing. That's not true! You can get started with less than you think.

The 5 Biggest Dangers of Credit Card Debt

Credit card debt isn't just a burden — it's a real danger to your finances.

3 Mistakes That Make a Bad Credit Situation Worse

A credit score of 600 or lower is officially "bad." Don't makes things worse by committing any of these common mistakes.

How to Avoid These 3 Investment Worries That Will Derail Your Retirement

It's normal to have retirement worries. But these fears can derail your retirement completely.

How to Get the Most Out of Your Overseas Retirement

Retiring overseas can seem scary, but you can make the transition to "expat" smooth sailing with a few easy to navigate tips.

Latest Articles in Personal Finance

8 Myths About Health Savings Accounts — Debunked!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.

What Kind of Auto Insurance Do Uber Drivers Need?

Driving for Uber and not entirely sure you're covered? This guide will help.

What to Do If Your Balance Transfer Limit Is Too Low

A 0% balance transfer offer can be a great way to tackle high-interest credit card debt. But what if the offer doesn't cover all your debt?

8 Sacrifices That Will Supercharge Your Debt Payoff

They won't seem like sacrifices when debt is no longer hanging over your head.

6 Things You Can Negotiate When Buying a Home

Buying a house is a big deal -- and almost all of it is negotiable. Here's what else you can haggle over besides price.

What Exactly Does Trip Cancellation Insurance Cover?

Is trip interruption/cancellation insurance worth the cost? Let's find out.

How to Build Financial Stability After Divorce

Finding your financial footing after a divorce is not easy, but you can do it.

How to Make Sense of the Different Parts of Medicare

Medicare is complicated. Let's break down all its moving parts.

Ask the Readers: If You Could Retire Today — Would You?

Tell us if you would be willing to retire today and we'll enter you in a drawing to win a $20 Amazon Gift Card!

15 Smart Things You Can Do With Your Finances, Even if You're Broke

If money is tight, these easy, smart personal finance habits can help turn your financial life around.

4 Money Lessons We Can Learn From Past Presidents

This Presidents Day, use your long weekend to mull over some pertinent money lessons from our past presidents.

Why a Deferred Annuity May Be a Smarter Buy Than Long-Term Care Insurance

Staggering long-term care insurance costs have retirees looking to an alternative solution; the deferred annuity.

Guess What? Your Bank Rewards May be Taxable

Credit card and bank rewards may be taxable depending on how they're earned. Find out how these rewards are treated, and if you'll be on the hook for taxes.

7 Warning Signs You're In Debt Denial

Denial can really throw your life off the rails. Denying your debt can be flat-out financially disastrous.

You Got an Eviction Notice. Now What?

An eviction notice taped to the door is every renter's nightmare. Find out your options if the worst should happen.

Here's What a Balance Transfer Does to Your Credit

A balance transfer can help you pay down debt faster, but it comes with some costs, including a few you may not see.

8 Common Causes of Debt — And How to Avoid them

Millions of Americans are saddled with debt. To truly get rid of it, you need to get to the root of the problem.

What You Need to Know About Canceled Debt and Taxes

If you think debt forgiveness can make your financial liability disappear altogether, you're likely wrong.

8 Things You Should Never Hide From Your Landlord

Renting a place to live? After you sign that lease, you'll need to provide full disclosure on certain things.

6 Reasons Why Financial Planning Isn't Just for the Wealthy

Financial planning doesn't care how much money you make. You still need to do it.