APR

Best of Personal Finance: Credit Where Credit Is Due Edition

Credit cards are fun for the whole family, until the bills start rolling in and you are expected to hand over your hard-earned money for the stuff you bought on plastic. In this we

Your Interest Rates Are About to Go Up

Have good credit? A low APR on your credit cards? Always pay your bills on time? That's not going to stop your credit card company from jacking up your rate whenever they feel like

Credit Card Fees: Hidden and Otherwise

Annual fees, grace periods, balance transfer options…it's a wonderful world of credit card jargon out there, and depending on your needs and planned u

Huge Tax-Free Investment Returns

The average return from the stock market runs in the 10%-12% range, depending on how you measure it. The fact is, though, you can pretty easily get 30% or more on investments t

Lower Credit Card Rates? Just Ask!

When’s the last time you saw the interest rate and fees on your credit card go down? Yes, you read that right. Down. If you’re like most Americans, the likely answer to this questi

I'll have one Visa credit card, hold the APR

Why bother with middling details, like the interest rate? Just go ahead and get that card. Bank of America can help! I do most of my banking at Bank of America. I don't adore Bank of America, but they've always been pretty good. [more]

The Dirty Secrets of Credit Cards

The average American has around 8 credit cards and is carrying roughly $9000 in credit card debt. If that’s not bad enough, the credit card companies are involved in what can only

I Don't Love Capital One - How to Get a Lower APR, or Possibly Not

I knew there was a reason that I chose capitalone-bites-the-big-one772 as my log in name for my online credit card account. It's because, well, Capital One bites. [more]