5 Ways to Pay Off Your Student Debt Faster

If you're one of the 40 million Americans with student loan debt, you can save more in the long run by getting smart about saving, spending, and earning.

6 Ways to Travel When You Have Student Loans

With smart money management, anyone can hit the road — even with student loan debt.

Why Rent-to-Own Is a Bad Idea

Rent-to-own may sound convenient, but buyer beware: The amount you'll overpay is rarely, if ever, worth it.

All the Ways Minimum Payments Are Evil

Credit card debt can be rough enough on its own. It's the minimum payments, though, that will really hurt you.

7 Signs It's Time to Break Up With Your Credit Cards

When your credit card starts burning a hole in your pocket, it's time to re-think the convenience of carrying plastic.

10 Questions to Ask Before Accepting a Credit Card Offer

It feels like we toss out unsolicited credit card offers every day. But what about when you actually want to accept one?

7 Important Things You Should Know About Balance Transfer Cards

If you plan to pay down high interest credit card debt with a new zero-interest card, make sure you understand the potential downsides.

5 Best Credit Cards with 0% APR for Purchases

If you're planning a big purchase, it can be helpful to get a credit card with promotional financing so you can save money on interest.

Is a Balance Transfer Offer a Good Deal?

Balance transfer credit cards can be a good way to consolidate debt. Here's what you need to know before signing the dotted line.

Best of Personal Finance: Credit Where Credit Is Due Edition

Credit cards are fun for the whole family, until the bills start rolling in and you are expected to hand over your hard-earned money for the stuff you bought on plastic. In this we

Your Interest Rates Are About to Go Up

Have good credit? A low APR on your credit cards? Always pay your bills on time? That's not going to stop your credit card company from jacking up your rate whenever they feel like

Credit Card Fees: Hidden and Otherwise

Annual fees, grace periods, balance transfer options…it's a wonderful world of credit card jargon out there, and depending on your needs and planned u

Huge Tax-Free Investment Returns

The fact is, you can pretty easily get 30% or more on investments that are not only very safe but come with built-in inflation protection. But don't get too excited.

Lower Credit Card Rates? Just Ask!

Follow these two easy steps, and you’ll be on your way to lower credit card rates and more money in your pocket.

The Dirty Secrets of Credit Cards

Here are some of the biggest dirty secrets of the credit card industry.

How to Get a Lower APR, or Possibly Not

Getting my interest rate lowered by my credit card company was impossible, so I had to go a different route to avoid the interest charges.