Posted April 24, 2009 - 09:28 by Xin Lu
Personal Finance, Real Estate and Housing, Consumer Affairs
The Obama administration announced a foreclosure prevention and mortgage reduction program about two months ago, and as of April less than 1000 loans have been refinanced under the program. One of the reasons that this program is getting a slow start may be that banks are hesistant to work with struggling homeowners who are still making their payments. A recent Los Angeles Times article profiled a family who tried to negotiate with their servicer to no avail, and once they missed a payment the servicer opened negotiations. So if you were a struggling home owner should you skip a mortgage payment just to get a bank attention?
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Posted April 23, 2009 - 12:40 by Paul Michael
Real Estate and Housing, Investment, Consumer Affairs
I’ve seen several houses in my area go into foreclosure over the last 12 months. The economy and over-inflated housing prices, coupled with predatory lenders and some very bad decision-making, have turned something that was once quite rare into a full-blown epidemic. But some places are having it worse than others; much worse. Do you live in one of those unfortunate towns? You're about to find out.
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Posted June 5, 2008 - 14:02 by Paul Michael
Personal Finance, Deals and Coupons, Deals, Freebies
Key Bank clearly did very well from their iPod promotion, because Compass Bank is now running almost the exact same deal. With Compass Bank though it's a very cool 2GB iPod Shuffle, and it's free to new customers.
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Posted June 18, 2007 - 10:33 by Jessica Harp
Cars and Transportation
Fuel prices may be going down, but for some motorists fuel prices never went up. Over 8,000 motorists in the St. Cloud, MN area are paying an average of $.50 to $1.50 less per gallon than the current market price for their gas. How did they lock-in these low rates? They went to the Bank of Gasoline. Since the mid-1980s, First Fuel Bank customers in the St. Cloud, MN area have been able prepay for their gasoline and lock in the price of their gas.
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Why bother with middling details, like the interest rate? Just go ahead and get that card. Bank of America can help!
I do most of my banking at Bank of America. I don't adore Bank of America, but they've always been pretty good. Customer service is handy and friendly, and they've never really tried to screw me over. That's why I was surprised, while visiting my local branch, to see a big dry erase board behind the counter with the words "WANT 20,000 FREE AIR MILES? ASK US HOW!" written on it.
Continue reading "I'll have one Visa credit card, hold the APR"
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I've never tried a money-belt. I've nevr had enough cash to put in one to be honest. But when I lived in London I was mugged three times, and this little beauty would have saved me a stack of cash.
It's a great idea. The video shows you everything you need to do, and trust me, it's not a lot. All you need is...
Continue reading "The Magic Marker Money Safe "
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