Banks and credit unions both have their benefits...and the potential to be totally annoying. Here's how to figure out which institution is right for you.
by: Guest | channel: Banking
Lack of access to the banking system has been an expensive burden on the poor. Just recently, a surge in new financial products make it a lot less expensive to be unbanked.
by: Philip Brewer | channel: Banking
Are you annoyed by your bank's tendency to add more fees and offer lower savings interest rates? Consider a credit union as an alternative; here are the benefits and drawbacks.
by: Flexo | channel: Banking
Unfortunately, there's no dating-style website for banks...yet. So how do you find the perfect bank for your business?
by: Kate Lister | channel: Banking, Entrepreneurship, Small Business Resource Center
Rule number one for avoiding bank fees? Pay attention. (But it also helps to have a little luck.)
by: Philip Brewer | channel: Banking, Consumer Affairs
Some banks didn't manage the paperwork well enough to be able to prove that they actually own their mortgages. This just might be the germ of a solution.
by: Philip Brewer | channel: Financial News, Real Estate and Housing
Recently the news is abuzz with the term "quantitative easing." What is it anyway and how does it affect you?
by: Xin Lu | channel: Financial News
The bank you choose for your business accounts can make a major difference in how well your company operates. Convenience is a factor, but there are considerations that may be m
by: Thursday Bram | channel: Banking, Entrepreneurship, Small Business Resource Center
My bank thinks I should feel comfortable with one of their employees toting around a personal notebook containing my social security number. Should I?
by: Andrea Karim | channel: Consumer Affairs
Back in January, I wrote a post about finding a new $10 "maintenance fee" for my Chase credit card -- the one I was never late on and had a transfer balance that guaranteed me a 3.
by: Lynn Truong | channel: Credit Cards
I know banks are hurting for money right now, but no more than the rest of us. And one aspect of modern banking that I find most disturbing is how banks allow you to go overdrawn s
by: Paul Michael | channel: Personal Finance, Consumer Affairs, Credit Cards, General Tips
This week the United States Treasury announced the Legacy Loans Program. The program is meant to be a partnership between the government and private investors to clear "toxic" ass
by: Xin Lu | channel: Personal Finance, Investment, Real Estate and Housing, Taxes
Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr
by: Philip Brewer | channel: Real Estate and Housing
It will not, I think, surprise my regular readers to hear that I like to read books about money. All kinds of books about money--not just books on personal finance and frugality,
by: Philip Brewer | channel: Personal Finance, Banking
Anybody--but especially frugal people--can be excused for thinking that the whole credit crisis thing is being overblown. After all, we get along without debt. In fact, we str
by: Philip Brewer | channel: Personal Finance, Debt Management
It has occurred to me that tapping into one’s home equity can be like pawning a gold necklace, television set, or other personal item with resale value. Both involve using collater
by: Julie Rains | channel: Consumer Affairs, Real Estate and Housing
Today the troubles of IndyMac bank was splashed in the headlines. Its stock has fallen to nearly $0 and depositors are making a run at closing their accounts. IndyMac has been con
by: Xin Lu | channel: Personal Finance, Investment
It has never been unusual for borrowers to run into difficulty, and sometimes it becomes clear that a loan will never be repaid in full. The lender's job then is to recover as
by: Philip Brewer | channel: Personal Finance
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