It takes credit to build credit — one of life's great ironies. To build a good rating, don't be afraid to turn to a good secured credit card.
Used wisely, these credit cards can be a great way for parents and college kids to share expenses while also building students' financial independence.
Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.
Co-signing a loan for anyone, including your child or best friend, could affect your credit. What to know before you sign.
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