closing costs

How Much Money Do You Need in Savings When Applying for a Mortgage?

You've saved up the down payment and closing costs for a new house. But do you have enough cash reserves to get the green light from your lender?

7 Ways to Vet Your Mortgage Lender

A mortgage is one of the biggest financial moves you'll ever make. It pays to be picky with your lender.

Here's What's Included in a Home's Closing Costs

You know closing costs make up a hefty bill when buying a new home. Have you ever wondered what's included in those costs, exactly?

5 Mortgage Details You Should Know Before You Sign

Buying a new home is exciting, but before you sign your name on the dotted line, you need to ask — and answer — a few key questions about your loan.

Yes, You Need Home Title Insurance — Here's Why

Home title insurance is one more fee in the closing costs pile. Do you really need it?

4 Surprising Things Lenders Check Besides Your Credit Score

It's no secret your credit score is important. But when it comes to getting a home loan, it's not the only determining factor.

Is it Safe to Re-Finance Your Home Close to Retirement?

Refinancing to a lower mortgage may sound like a no-brainer, but if you're close to retirement, consider these complications.

4 Mortgage Secrets Only Your Broker Knows

Don't let your mortgage lender hold out on you! They're in on these secrets — and they could save you big.

5 Times You're Better Off Without a Real Estate Agent

Those four little words can save you a lot of cash — For Sale By Owner. Are you prepared to sell your own home and reap the rewards?

2 Things You Must Know About the New Mortgage Rules

Homebuyers should face fewer mortgage surprises with the "Know Before You Owe" disclosure process — and they may even save some money. Here's how.