Do you ever come to the end of the money before you run out of month? It's easy to conclude that the problem is that you don't earn enough money (or that you spend too much). In fa
Something of an exaggeration, of course—a one-person household can be very frugal. But there's an underlying truth: A household is only as frugal as its least-frugal member.
The first few years after I got out of college my finances were seriously out of control. I was making pretty good money, but I was spending all of it. Worse, I wasn't keeping tr
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