High credit card debt and a low credit score are thought of as the proverbial nail in the personal finance coffin. Not so! It really isn't the end of the world.
You really, really want it... and oh, that credit offer just looks so tempting! But be forewarned — you'll regret it if you buy it.
That hefty credit card bill finding it's way to your mailbox is packing a punch — and to more than just your wallet.
Conventional wisdom says cosigning a loan is a major money no-no. But are there exceptions?
That bill's due date has come… and passed. How long do you have before it's "officially" late?
Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.
It's hard to get by without a credit card or two. They're convenient and critical to building credit — as long as you avoid some common mistakes.
Bad or low credit makes everything hard — even renting an apartment. Here's how you can still find a place when your credit is weak.
Man's best friend may be loving and loyal — when he isn't chewing up your shoes, or your credit. Avoid these common credit score bite marks.
Don't let a low credit score hold you back. You can get it on the upswing — faster than you might think.
Lenders can't use your age as a factor when deciding to give you a loan, but that doesn't mean age doesn't matter. Here's why.
A credit history shows lenders what kind of borrower you are, and without one, you may as well be invisible. Start showing lenders who you are!
A secured credit card is a great way to repair (or build) credit. Before you sign up, be sure you understand the basics.
To help those with little credit history, the bureaus now use more kinds of payments in their profiles. How much will your credit improve?
Secured credit cards can help build or rebuild credit — but you may be surprised by the other benefits they offer, too.
It takes credit to build credit — one of life's great ironies. To build a good rating, don't be afraid to turn to a good secured credit card.
After conquering debt, it's tough to find yourself back in the hole. Have faith! You can pay off your debt again — this time for good.
We all know that bad credit makes borrowing hard, but it can also crimp your lifestyle in other ways. Live a fuller life with better credit!
You know you should be reviewing your credit report annually. When you do, these are the credit dangers to look for.
FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.
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