credit history

5 Money Moves That Will Ruin Your Mortgage Application

You're ready to be a homeowner — but if you make these missteps with your money, you can kiss your mortgage application goodbye.

6 Signs You're Making All the Right Money Moves

Ever wonder if you're on the financial straight and narrow? If these signs all point to you, you are!

How to Boost Your Credit With a Balance Transfer

A balance transfer can be a boon to your credit score. There are a few pitfalls to watch out for, too.

Here's How Often Your Credit Score Gets Calculated

You know your credit score can fluctuate. But you should also know what causes this — and how you can use it to your advantage.

5 Questions to Ask Before Signing Up for a New Credit Card

Getting a new credit might mean more rewards, or just a better utilization ratio. Just be sure you understand the ins and outs before you sign.

5 Steps to Getting Excellent Credit

An excellent credit score is within your reach! These healthy money habits will get you there — and probably faster than you think.

5 Myths About Credit Cards That Won't Go Away

Credit cards have been around for a long time now — and so have all these myths about paying with plastic.

Make These 5 Money Moves Before Applying for a Mortgage

It might seem like everyone under the sun gets approved for a mortgage, but don't be fooled — home loans are no joke. Make these money moves before applying.

Why the Age of Your Credit History Matters

Your credit history is like a fine wine — the longer it matures, the better it is.

4 Reasons to Add Your Teen as an Authorized User on Your Credit Card

Giving your teen authorized user access to your credit card might sound risky. Here's why you should do it anyway.

Why Your Credit Score Matters in Retirement

Just because you've left the working world behind, doesn't mean you can leave the credit world behind. Here's how to keep your credit score golden, too.

5 After the Holidays Moves Your Credit Score Will Thank You For

If the holidays put a hurting on your budget, there's no need to panic. These post-December moves will keep your credit in tip-top shape.

Why You Shouldn't Panic If Your Credit Score Drops

If your credit score takes a tumble, don't panic. Find out why your score may have taken a hit — and how you can bounce back.

8 Credit Repair Mistakes That Will Cost You

So you're ready take on your awful credit score. Be careful — making these false steps could actually do more harm than good.

How to Clear Old Debt From Your Credit Report

Old debts can clutter up the path to an otherwise clean credit report. It's time to do a little cleaning.

How Your Unused Credit Cards May Be Costing You

Before you stash your paid-off plastic, you might want to think twice about letting it hibernate.

5 Surprising Ways Revolving Debt Helps You

Some folks steer clear of revolving debt, but in truth, it can be surprisingly helpful.

5 Thoughts I Had After Paying Off My Credit Card Debt

A lot goes through your mind when you finally overcome credit card debt. After "Whoo-Hoo!," what comes next?

4 Surprising Things Lenders Check Besides Your Credit Score

It's no secret your credit score is important. But when it comes to getting a home loan, it's not the only determining factor.

How to Build Credit Without Using Credit Cards

You need to build your credit history, but you want to do it without traditional credit cards. Okay! Here's where you can start.