Before you stash your paid-off plastic, you might want to think twice about letting it hibernate.
Some folks steer clear of revolving debt, but in truth, it can be surprisingly helpful.
A lot goes through your mind when you finally overcome credit card debt. After "Whoo-Hoo!," what comes next?
It's no secret your credit score is important. But when it comes to getting a home loan, it's not the only determining factor.
You need to build your credit history, but you want to do it without traditional credit cards. Okay! Here's where you can start.
It takes hard work to give your credit score a kick in the pants. Don't sabotage it with these five screw-ups.
High credit card debt and a low credit score are thought of as the proverbial nail in the personal finance coffin. Not so! It really isn't the end of the world.
You really, really want it... and oh, that credit offer just looks so tempting! But be forewarned — you'll regret it if you buy it.
That hefty credit card bill finding it's way to your mailbox is packing a punch — and to more than just your wallet.
Conventional wisdom says cosigning a loan is a major money no-no. But are there exceptions?
That bill's due date has come… and passed. How long do you have before it's "officially" late?
Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.
It's hard to get by without a credit card or two. They're convenient and critical to building credit — as long as you avoid some common mistakes.
Bad or low credit makes everything hard — even renting an apartment. Here's how you can still find a place when your credit is weak.
Man's best friend may be loving and loyal — when he isn't chewing up your shoes, or your credit. Avoid these common credit score bite marks.
Don't let a low credit score hold you back. You can get it on the upswing — faster than you might think.
Lenders can't use your age as a factor when deciding to give you a loan, but that doesn't mean age doesn't matter. Here's why.
A credit history shows lenders what kind of borrower you are, and without one, you may as well be invisible. Start showing lenders who you are!
A secured credit card is a great way to repair (or build) credit. Before you sign up, be sure you understand the basics.
To help those with little credit history, the bureaus now use more kinds of payments in their profiles. How much will your credit improve?
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