credit history

7 Things Your Credit Report Does NOT Include

Your credit reports may be handy snapshots of your financial health, but they don't show the whole picture. Find out what's missing.

How Your Bad Credit Can Impact Your Kids

Worried about the effect your bad credit may have on you? You also need to consider how it can affect your kids.

9 Ways Expats Can Maintain Their Credit Scores

You may be leaving the States for a while, but there's one element of American life you should never leave behind: your credit score.

Debunking 8 Common Credit Score Myths

If you want good credit, you need a good credit score. But when it comes to getting a good rating, you need to separate facts from fiction.

5 Reasons Building Credit in College Helps You Win at Life

College is a time to discover your passions, goals, and aspirations. It's also a time to start building strong credit.

Don't Carry a Balance? Here's Why You Still Need a Credit Card

You never carry a balance on your credit card, so why do you need one at all? Well, there are a few good reasons.

5 Money Moves That Will Ruin Your Mortgage Application

You're ready to be a homeowner — but if you make these missteps with your money, you can kiss your mortgage application goodbye.

6 Signs You're Making All the Right Money Moves

Ever wonder if you're on the financial straight and narrow? If these signs all point to you, you are!

How to Boost Your Credit With a Balance Transfer

A balance transfer can be a boon to your credit score. There are a few pitfalls to watch out for, too.

Here's How Often Your Credit Score Gets Calculated

You know your credit score can fluctuate. But you should also know what causes this — and how you can use it to your advantage.

5 Questions to Ask Before Signing Up for a New Credit Card

Getting a new credit might mean more rewards, or just a better utilization ratio. Just be sure you understand the ins and outs before you sign.

5 Steps to Getting Excellent Credit

An excellent credit score is within your reach! These healthy money habits will get you there — and probably faster than you think.

5 Myths About Credit Cards That Won't Go Away

Credit cards have been around for a long time now — and so have all these myths about paying with plastic.

Make These 5 Money Moves Before Applying for a Mortgage

It might seem like everyone under the sun gets approved for a mortgage, but don't be fooled — home loans are no joke. Make these money moves before applying.

Why the Age of Your Credit History Matters

Your credit history is like a fine wine — the longer it matures, the better it is.

4 Reasons to Add Your Teen as an Authorized User on Your Credit Card

Giving your teen authorized user access to your credit card might sound risky. Here's why you should do it anyway.

Why Your Credit Score Matters in Retirement

Just because you've left the working world behind, doesn't mean you can leave the credit world behind. Here's how to keep your credit score golden, too.

5 After the Holidays Moves Your Credit Score Will Thank You For

If the holidays put a hurting on your budget, there's no need to panic. These post-December moves will keep your credit in tip-top shape.

Why You Shouldn't Panic If Your Credit Score Drops

If your credit score takes a tumble, don't panic. Find out why your score may have taken a hit — and how you can bounce back.

8 Credit Repair Mistakes That Will Cost You

So you're ready take on your awful credit score. Be careful — making these false steps could actually do more harm than good.