credit report

6 Ways to Get Financially Fit for Homebuying Season

Ready to take the plunge on your dream home? Before you hit the housing market, do a little financial fine-tuning of your own.

Here's What Happens to an Account in Collections — Even When You Pay Up

Paying off or settling an account in collections is better than avoiding it. Just don't expect your credit score to rebound soon.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

Here's What a Balance Transfer Does to Your Credit

A balance transfer can help you pay down debt faster, but it comes with some costs, including a few you may not see.

How the Fair Credit Reporting Act Protects You

The Fair Credit Reporting Act exists to protect you. Here's everything you need to know about it.

How to Freeze Your Credit

A credit freeze can protect you from financial scammers. Here's how they work.

7 Easy First Steps to Paying Off Debt

Facing debt can be overwhelming. Where do you start? These simple steps will start you on the path to repayment.

How a Goodwill Letter Can Save Your Credit Score

One money mishap can wreck your credit score. A simple goodwill letter just might help.

How to Fix Your Finances After Missing a Payment

No one is immune to financial blunders. If you miss a payment or bounce a check, don't worry — you can fix it.

What to Do If You Have a Tax Lien On Your House

Unpaid taxes can leave you with a lien on your home. Don't let this problem linger.

6 Credit Card Mistakes That Could Be Ruining Your Credit

Your credit score is vital to your financial health. Don't let these common credit card errors tank it.

7 Money Moves You Will Always Be Thankful For

What are you most thankful for this year? Here are few financial matters to add to your fall cornucopia of gratitude.

6 Money Moves You Can Make While Stuck in an Endless TSA Line

Corralled into a never-ending TSA line? Put your boredom to work and make these money moves while you wait.

9 Money Moves to Make the Moment Your Credit Cards Are Paid Off

Congratulations! You're finally free of credit card debt. Now what should you do?

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

How Credit Inquiries Affect Your Credit Score

Not all credit inquiries will affect your credit score. Here's what you need to know about those that do and those that don't.

Here's How Your Credit Score Affects Your Job Search

Can a low FICO score damage your shot at your dream job? Yes and no. Learn what a potential boss can see in your credit report.

Here's Why You Shouldn't Freak Out If You Miss a Payment Due Date

That bill's due date has come… and passed. How long do you have before it's "officially" late?

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

7 Ways to Increase Your Credit Score Quickly

Don't let a low credit score hold you back. You can get it on the upswing — faster than you might think.