Creditors

11 Money Habits That Make You Look Financially Immature

You're an adult. It's time to start acting like one with your money.

Here's How Debt Settlement Can Make Your Debt Worse

Debt settlement companies make a pretty convincing pitch, but beware: They just might leave you worse off.

How a Goodwill Letter Can Save Your Credit Score

One money mishap can wreck your credit score. A simple goodwill letter just might help.

How to Manage Debt While Unemployed

Out of work and in the red? Take a deep breath. You can manage both.

How to Get Back on Track When You're Behind on Your Bills

The bills are punctual, but your payments keep leaving late. Get ahead of your payables by knowing what you owe and making a plan to pay it.

How to Do a One-Day, Do-It-Yourself Bankruptcy

While filing for bankruptcy should be an emergency measure, it's possible to file in one day if you're in urgent need of protection. Here's how.

How to Allocate Your Cash When You Are Broke

When you're in the red, it can feel like you'll never be able to crawl your way back into the black. Make it happen with this emergency plan.

How to Deal With Collection Agencies

Turn the collections process to your advantage by following these 9 suggestions.