cutting expenses

Getting by without a job, part 3--cut spending

Posted November 30, 2008 - 14:04 by Philip Brewer

Frugal Living, Real Estate and Housing, Cars and Transportation

Bicycle wheels

With the economy tanking, more and more people will be not just losing their job, but will be finding themselves without one for an extended period. When that happens it's not good enough to just cut back a little and use debt to make ends meet until the economy recovers. Getting by without a job is possible, even for an extended period--but it requires taking drastic measures to cut spending, and it requires taking them early, while you've still got some cash.

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Emergency belt-tightening

Posted November 7, 2008 - 15:33 by Philip Brewer

Frugal Living

Firetruck

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that distinction much--how is your power bill more fixed than your grocery bill? When you reach the point of emergency economizing, though, it's a useful way to structure your thinking.

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Seven Monthly Expenses we Don't Realize we Don't Need

Posted October 26, 2007 - 07:57 by Nora Dunn

Personal Finance, Frugal Living

list of expenses

When you put together a frugal budget, you are usually careful to make sure you're not spending money where you don't need to. But are you getting railroaded by expenses you are bearing which you don't even realize you can avoid?

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