Posted October 9, 2009 - 06:00 by Xin Lu
Credit Cards, Consumer Affairs
A few month ago, my husband received an unsolicited Visa Debit Card from NetSpend and I wrote about it here on Wise Bread. What I found interesting was that several commenters defended prepaid debit cards like NetSpend and stated that it was cheaper than getting a bank account. In response, I decided to look into the fees and services of these prepaid cards.
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Posted December 23, 2008 - 05:33 by Will Chen
Credit Cards
Debit cards might be better than credit cards because in theory, you'll spend less if you are only paying with money you have. But how do debit cards stack up in terms of fees and fraud protection?
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Posted September 19, 2007 - 06:34 by Philip Brewer
Personal Finance
I recommend carrying some actual cash money. When I do that, a lot of people say, "Why? Everyplace I go takes credit and debit cards." In fact, I know people who brag about spending no cash at all for weeks or months at a time. A no-cash life may be good for bragging points, but I suggest you carry some cash anyway.
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Posted June 22, 2007 - 15:31 by Julie Rains
Credit Cards
The fine print on credit card offers is not terribly easy to understand, especially if you have not encountered all of the possible scenarios that generate interest charges and fees. For example, when I paid all but a tiny portion of my balance, the finance charge was calculated on all of my purchases during a given month rather than just on the balance over 30 days. It’s these nuances that drive me batty.
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