debt

5 Reasons You Shouldn't Buy a House (Yet)

You dream of kissing the renters' life goodbye, but not so fast. You might not be ready to be a homeowner just yet.

Your Bad Credit Isn't the End of the World

High credit card debt and a low credit score are thought of as the proverbial nail in the personal finance coffin. Not so! It really isn't the end of the world.

15 Personal Finance Calculators Everyone Should Use

Personal finance is best handled with numbers — accurate numbers. These great online calculators have you covered, no math skills required.

Never Borrow Money for These 5 Buys

You really, really want it... and oh, that credit offer just looks so tempting! But be forewarned — you'll regret it if you buy it.

8 Things I Learned About Money After Getting Married

For better or worse, marriage means learning how to manage money with a partner.

7 Signs It's Time to Break Up With Your Credit Cards

When your credit card starts burning a hole in your pocket, it's time to re-think the convenience of carrying plastic.

5 Unfounded Credit Card Fears

The Internet abounds with credit card horror stories. But if you're responsible, plastic can be fantastic!

5 Moves to Make If Your Loan Gets Denied

Your lender stamped a big fat "No" on your loan application. No sweat — make these moves, and "Yes" will follow.

You're Wasting Up to $42,532 by Not Investing Your Gasoline Savings

Use the dollars you're saving at the pump these days to drive your investments rather than your car. It really adds up!

Everything a First-Time Home Buyer Needs to Buy a House

Buying a home for the first time can be super stressful. Get your finances move-in ready before you start your hunt, and it'll go easier than you expect.

What to Expect When You're Expecting a Huge Credit Card Bill

That hefty credit card bill finding it's way to your mailbox is packing a punch — and to more than just your wallet.

6 Money Moves to Make When You Move Back Home With Your Parents

A huge percentage of Millennials move back home with Mom and Dad. These money moves will help them get their financial footing.

10 Reasons You Should Really Fear an IRS Audit

When the IRS decides to smack you with an audit, what's the worst that can happen? You're wise not to try to cheat the taxman.

10 Credit Card Truths You Wish You Could Tell Your Younger Self

If you could hop in a time machine, chances are you'd visit your younger, less responsible self to share some advice about smart credit card use.

The Only 6 Rules of Frugal Living You Need to Know

Being frugal isn't a fad, it's a way of life — and a simple one at that. Cut through the clutter to the rules at the heart of frugal living.

The 7 Debt Payoffs That Boost Your Credit Score the Most

If you've got more than one kind of debt to repay, target the debt that hurts your credit score the most and watch your rating improve — fast.

My 2016 Budget Challenge: Job Creation

From sourcing vintage car parts to freelance photography, Max Wong is tackling her budget challenge by conjuring jobs out of thin air.

Should You Sell Your Home to Pay Down Debt?

You may have to live in a van down by the river, but if you have equity, you can erase a lot of consumer debt by selling your home.

The 10 Biggest Lies We Tell Ourselves About Money

Who are you trying to kid, anyway? Quit telling yourself these major money lies.

11 Steps to Take When Bankruptcy Is Your Only Option

A bankruptcy can sting, but it just may be the lifeline your finances need.