envelopes

Your budget: envelopes or a plan?

When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]

Junk Mail revenge part 2 - It's WAR!

In my last article about the dreaded junk mail, I showed you how to make some easy money from a ValPak coupon. Hopefully, a few of you have already taken advantage of that. Well, now it's time for the next stage of my anti junk mail campaign. [more]