finance charges

Everything you should know about getting a credit card but didn’t have a clue to ask

Posted June 22, 2007 - 15:31 by Julie Rains

Credit Cards

woman with credit card

The fine print on credit card offers is not terribly easy to understand, especially if you have not encountered all of the possible scenarios that generate interest charges and fees. For example, when I paid all but a tiny portion of my balance, the finance charge was calculated on all of my purchases during a given month rather than just on the balance over 30 days. It’s these nuances that drive me batty.

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Dear Capital One

Posted 2 years ago by Andrea Dickson

Filed Under: Credit Cards

Dear Capital One,

I think we need to have a talk.

My beef with you has been documented here. Readers know that I tried, many a time, to get lower interest rates from you so I could pay down my debt faster. I have a good income. I have good credit. I had been using your credit card for a long time - you owed me that.

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