financial planning

Turn Last Year's Taxes Into This Year's Financial Spring Cleaning

Don't shove all your tax paperwork back in the drawer just yet. Go the rest of the way to a better financial future with a few simple steps.

Use the 80/20 Rule to Maximize Your Financial Opportunities

Stocks, bonds, insurance, retirement — where should you focus your limited personal finance resources? Use the 80/20 to find the solution.

The Private Financial Information You Must Share

Couples often split finance chores across multiple accounts, which makes management difficult, especially in emergencies. Learn what you must share.

To Stay on Financial Track, Perform a Yearly Earnings Review

If you want to make sure you're on the right financial track, add a review of your earnings to your annual tax-time financial routine.

Improving Sales Forecast Accuracy with a PERTy Formula

Borrow an estimating tool from the US Navy to help bring your sales forecasts in line with your sales reality.

Perform a Credit Card Rewards Annual Review

Want to make sure you're getting the most airline miles, cash back, and whatever other rewards your credit cards offer? Do this quick annual review.

4 Essential Financial Tips For Kicking Off Your Career

If you've recently joined the workforce, you shouldn't just think about your career path; you should think about your financial path as well.

Just Saving More Is Not the Answer

Whenever I write about calculating how much money you need to retire, some people disagree strongly with the whole idea that there is such a figure. One told me, "The only correct

Financial IQ Test: How Healthy Is Your Financial Plan?

Does your financial plan excite you? (Because it should). Here is Financial IQ Test to help you determine how healthy your financial plan is.

3 Reasons Not to Invest Now

Sure, investing is a smart move. But before you decide to invest, you need to decide if it's the right time for you.

How to Save Without Goals

Basic plans for saving and investing that don't require use of a formal financial plan with specific goals.

9 Signs You Need to Fire Your Financial Planner

When you open your next financial statement, you may be in for a condition called "statement shock". The onset of statement shock often sends people looking for new financial plann

There is no Tomorrow.

Are you waiting for tomorrow for things to be different? To make changes, or refocus? I've got news for you...

The Frugal Balance: Staying Away from Financial Extremes

One of the most underrated financial x-factors in our lives is our relationship with money and the inner psychology of how we deal with our finances. I suspect that it is bec

Insured Annuities for Wise Bloggers

You (or somebody you know) can have your cake and eat it too utilizing the Insured Annuity concept. It's a way to provide a guaranteed tax-preferred lifetime income while guarantee

Intimidated by Retirement Investing? Get Professional Help!

It might seem like something of a no-brainer to ask for professional investment advice, particularly about retirement. That said, there's still an astonishing number of people I know who don't. [more]