FTC

Scams: What the FTC Wants You to Know

Posted March 3, 2009 - 15:56 by Linsey Knerl

Personal Finance, Consumer Affairs

Consumer scams are a dime a dozen (or in some cases, thousands of dollars a crime). What are the red flags that you should always be on alert for? Can even financially savvy spenders get sucked in? What is the government doing to protect you? We speak with the Federal Trade Commission to get the scoop -- directly from those who specialize in consumer awareness.

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How to Deal with Collection Agencies

Posted August 29, 2007 - 16:47 by Jessica Harp

Consumer Affairs

How to Deal with Collection Agencies

As anyone who has been through collections will tell you, the collection agencies tend to lie and to cheat in order to manipulate the collections process to their advantage. So how do you regain your power as a consumer from the collection agencies? By following these 9 suggestions, you can stop screening your phone calls and turn the collections process to your advantage.

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Kmart settles: refunds gift-card fees

Posted 2 years ago by Paul Michael

Filed Under: Shopping, Consumer Affairs

kmart card

CNNMoney.com has announced that Kmart has finally reached a settlement in the gift-card lawsuit. And that could be very good news for you if you had a gift-card issued between May 1st 2004 and the present day.

Why the refund? Well, since 2003 Kmart failed to disclose sufficiently the $2.10 per month dormancy fee that would be charged RETROACTIVELY after 24 months. Basically, your entire gift card could be wiped out if you tried to use it for the first time after 24 months and it was worth about $50 or less.

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