home buying

Wise Bread Reloaded: Real Estate Market Rebound?

The real estate market continues on the mend. This week's Reloaded refreshes your understanding of home buying, home selling, and home refinance.

8 Things Real Estate Agents Don't Want You to Know

Your real estate agent represents your interests, right? Not always. Learn the secrets your agent might be hiding from you.

Can You Really Afford to Live in Your Dream City?

You can make that move happen — just make sure you consider these five things.

8 Ways to Reduce Mortgage Closing Costs

Mortgage closing costs can add up to thousands of dollars. Discover how you can easily and drastically reduce these costs.

How Emotions Can Hurt a Home Buyer

Granite counters and fresh paint can lead a buyer to overlook a home's flaws. Avoid buying the wrong house by recognizing these common biases.

Buy the Same House Twice for Less Than Buying It Once

Interest rates have ticked up recently, which means homeowners who've been on the fence about refinancing may want to act soon. Here's what to to expect.

Growin' Home: How Much House Do You Really Need?

Our houses are getting bigger, but what about our needs? If you're ready to build or buy a new home, maybe it's time to decide how much is too much.

Finding a Starter Home That's Also a Forever Home

Why can't your starter home be your forever home, too? Here's how to make sure what you buy today will work for you tomorrow.

5 Signs the House You Want to Buy Is a Money Pit

Ready to dive into home ownership? Look beyond appearances to spot potentially serious — and expensive — repair and maintenance needs.

7 Financial Must Haves for the First-Time Home Buyer

Making the leap into homeownership for the first time? Before you buy, make sure you've covered these seven financial basics.

Things I Wish I Knew Before I Bought My Second House

You might think that once you've bought one house, you're a pro. But being a second-time homebuyer can come with some unexpected surprises.

How to Find and Hire a Real Estate Agent

Choosing the right real estate agent is the first of many difficult decisions home buyers and sellers must make. Here's how to make the right choice.

Why I Didn't Pay My Mortgage Off In Full

Getting out of credit card debt, paying off all student loans, and paying off their mortgage in full ASAP is the #1 goal of almost every personal finance blogger on the Wise Bread

How to Prepare for a Home Purchase in 2010

The housing and mortgage industries took a giant leap backwards last year. Read about what you need to do if you are finally ready to buy the home you've been looking for.

Why the Affordable Home Really Isn't

I've taken a look at home affordability calculators that are available from many reputable sites offering personal finance advice. "Affordability" is based on bank lending guidelin

Are the new home appraisal rules good for consumers?

On May 1st a new set of home appraisal rules called the Home Valuation Code of Conduct was put into effect by Fannie Mae and Freddie Mac in order to distance realtors and mortgage

Personal Finance Lessons from Online Adventure Game (RuneScape)

A friend shared with me some strategies he's learned for playing RuneScape. Can these strategies be applied to personal finance? Let's see.