home loans

5 Mortgage Details You Should Know Before You Sign

Buying a new home is exciting, but before you sign your name on the dotted line, you need to ask — and answer — a few key questions about your loan.

It's Now Easier to Get a Home Loan Even If You Have Student Loan Debt — Should You?

Fannie Mae is making it easier for buyers with high levels of student loan debt to getL a mortgage. Sounds great — but is it?

How Long Does it Take Break Even With a Home ReFi?

Refinancing your mortgage can be a sound financial move. But how do you figure out when you'll break even? Let's crunch numbers.

Do You Really Need a 20 Percent Down Payment for a House?

Don't let the giant down payment dash your dreams of homeownership. You have other options!

3 Ways Student Loan Debt Can Affect Your Mortgage Application

Many factors can sway a mortgage approval. Your student loan debt is one of them.

8 Times You Need to Walk Away From Your Dream Home

You've found the home you've always dreamed of. Make sure you're not walking into a nightmare, instead.

How to Make Ends Meet When You're House Poor

Home is meant to be a haven. If it's leaving you racked with debt (and stress), it's time to consider these options.

Make These 5 Money Moves Before Applying for a Mortgage

It might seem like everyone under the sun gets approved for a mortgage, but don't be fooled — home loans are no joke. Make these money moves before applying.

My 2016 Budget Challenge: Can a Paint Job Help an Old House Pass a Re-Fi Appraisal?

After two not-so-successful attempts at a mortgage re-fi, Max is ready with a plan. Will the third time be the charm?

Surprise! There's a Gender Gap in Mortgages, Too

The gender wage gap may have the spotlight, but there seems to be bias in home loans, too. Find out how to fight it

Everything You Need to Know About Freddie Mac and Fannie Mae

The names Freddie Mac and Fannie Mae probably ring a bell, especially if you've applied for a mortgage lately — but who or what, are they, exactly?

Is it Safe to Re-Finance Your Home Close to Retirement?

Refinancing to a lower mortgage may sound like a no-brainer, but if you're close to retirement, consider these complications.

8 Ways to Reduce Mortgage Closing Costs

Mortgage closing costs can add up to thousands of dollars. Discover how you can easily and drastically reduce these costs.

Quicken Loans Review: Competitive Rates and Good Customer Service

Is a mortgage ReFi through a bank once owned by a financial software company a wise choice? Learn from our reviewer's experience.

Why You Should Consider an Adjustable-Rate Mortgage

Despite a bad reputation, adjustable-rate mortgages are making a comeback. Learn why an ARM might be the right choice for you.

3 Hidden Dangers of Refinancing Your Mortgage

Refinancing your mortgage can help ease your financial burden, especially at current low rates. Just make sure you're aware of these potential dangers.

Should Conforming Loan Limits Be Increased?

The conforming loan limit for home loans in the U.S. fell back to pre-2008 levels recently. Now lawmakers want to raise it again. Learn how it could affect you.

VA Home Loan Benefits and Myths

Many veterans and active service members don't realize they're eligible for VA home loans, which can both save them money and provide other substantial benefits.

Want to Buy a Home With No Money Down? Try a USDA Loan

Despite the recent economic crunch, consumers can still purchase homes with no money down through the USDA Rural Development program.

Why I Didn't Pay My Mortgage Off In Full

Getting out of credit card debt, paying off all student loans, and paying off their mortgage in full ASAP is the #1 goal of almost every personal finance blogger on the Wise Bread