home loans

8 Ways to Reduce Mortgage Closing Costs

Mortgage closing costs can add up to thousands of dollars. Discover how you can easily and drastically reduce these costs.

Quicken Loans Review: Competitive Rates and Good Customer Service

Is a mortgage ReFi through a bank once owned by a financial software company a wise choice? Learn from our reviewer's experience.

Why You Should Consider an Adjustable-Rate Mortgage

Despite a bad reputation, adjustable-rate mortgages are making a comeback. Learn why an ARM might be the right choice for you.

3 Hidden Dangers of Refinancing Your Mortgage

Refinancing your mortgage can help ease your financial burden, especially at current low rates. Just make sure you're aware of these potential dangers.

Should Conforming Loan Limits Be Increased?

The conforming loan limit for home loans in the U.S. fell back to pre-2008 levels recently. Now lawmakers want to raise it again. Learn how it could affect you.

VA Home Loan Benefits and Myths

Many veterans and active service members don't realize they're eligible for VA home loans, which can both save them money and provide other substantial benefits.

Want to Buy a Home With No Money Down? Try a USDA Loan

Despite the recent economic crunch, consumers can still purchase homes with no money down through the USDA Rural Development program.

Why I Didn't Pay My Mortgage Off In Full

Getting out of credit card debt, paying off all student loans, and paying off their mortgage in full ASAP is the #1 goal of almost every personal finance blogger on the Wise Bread

Home Loans

Getting a home loan is a necessary part of the process of buying a home for most people. It can take extra work to get a good loan, but if you're familiar with the process and know

Your equity was always imaginary

You used to hear the term "land rich, cash poor" for people who owned valuable land but didn't have quite enough money to make ends meet.  It's an expression that