interest rates

How to Pay Less Interest on Your Credit Card Debt

You may be able to pay down your credit card debt faster with a personal loan. These are things you should consider.

3 Times a Refinance Is the Wrong Move

A mortgage refinance can save you tons, right? Not always.

3 Reasons the Fed Is Keeping Rates Low (And What It Means for You)

Interest rates are STILL at the historic lows they've been since 2008. Here's why the Federal Reserve is keeping them that way — for now.

10 Countries Where Banks Pay Crazy Interest Rates

If you think the interest rates of American banks are wacky, wait until you take a look at rates in these other countries.

10 Ways Bonds Can Hurt Your Portfolio

Bonds can be an important part of your investment strategy, but they can also be a drag. Find out if bonds are sapping the life from your portfolio.

Here's How to Save Thousands on Your Mortgage

The difference between 10 years of interest and 30 of interest years can be tremendous, but the decision isn't easy. How long should a mortgage be?

Stop Making These 5 Costly Credit Card Mistakes

It's hard to get by without a credit card or two. They're convenient and critical to building credit — as long as you avoid some common mistakes.

7 Ways to Lower Your Credit Card Interest Rate

It might be time for better credit terms. With a little planning, you can negotiate your way to lower credit card interest rates.

Oops — I Maxed Out My Credit Cards. Now What?

The convenience of paying with plastic can sometimes lead to trouble. Here's what to do if you've maxed out your credit cards.

7 Ways to Pick the Bank That's Right for You

With so many banks — and credit unions! — vying for your business, it can be hard to choose. Here's how to find the bank that works for you.

8 Ways Rising Interest Rates Can Help Your Wallet

Interest rates may be on the rise. Here's how you can take advantage.

The 5 Best 0% Balance Transfer Credit Cards

If you're fighting to reduce your credit card debt, a balance transfer card can be a powerful tool. Read this list to find the best card for you.

Why You Should Consider an Adjustable-Rate Mortgage

Despite a bad reputation, adjustable-rate mortgages are making a comeback. Learn why an ARM might be the right choice for you.

6 Things Every College Student Must Know About Private Student Loans

Private student loans may look like a good way to fund your education, but there are a few things you should know before you sign the paperwork.

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

Why Savings Account Interest Rates Are So Low

Five or six years ago it was easy to find a savings account that paid 4% or 5%. Today, 1% or less is the norm. What happened?

Turn a Day Off Into Your Most Profitable Day of the Year

We often focus on what is most pressing with our finances. But if you take a day off to do some long-term work, you can save hundreds of dollars a year.

Savings Rates Below Inflation? Save Anyway

When savings rates are below the inflation rate, it's easy to delude yourself into thinking you shouldn't save. That's a bad idea.

The Parable of The Flat-Screen TV

A carefully considered purchase is a wise purchase. On the other end of the spectrum? Meet Dan and his not-so-new flat-screen TV.

How Much Car Can You Afford?

If you're planning to lease a new (or new-to-you) car, follow this advice to make sure you're factoring in all the costs and getting a car you truly can afford.