interest rates

10 Ways Bonds Can Hurt Your Portfolio

Bonds can be an important part of your investment strategy, but they can also be a drag. Find out if bonds are sapping the life from your portfolio.

Here's How to Save Thousands on Your Mortgage

The difference between 10 years of interest and 30 of interest years can be tremendous, but the decision isn't easy. How long should a mortgage be?

Stop Making These 5 Costly Credit Card Mistakes

It's hard to get by without a credit card or two. They're convenient and critical to building credit — as long as you avoid some common mistakes.

7 Ways to Lower Your Credit Card Interest Rate

It might be time for better credit terms. With a little planning, you can negotiate your way to lower credit card interest rates.

Oops — I Maxed Out My Credit Cards. Now What?

The convenience of paying with plastic can sometimes lead to trouble. Here's what to do if you've maxed out your credit cards.

7 Ways to Pick the Bank That's Right for You

With so many banks — and credit unions! — vying for your business, it can be hard to choose. Here's how to find the bank that works for you.

8 Ways Rising Interest Rates Can Help Your Wallet

Interest rates may be on the rise. Here's how you can take advantage.

The 5 Best 0% Balance Transfer Credit Cards

If you're fighting to reduce your credit card debt, a balance transfer card can be a powerful tool. Read this list to find the best card for you.

Why You Should Consider an Adjustable-Rate Mortgage

Despite a bad reputation, adjustable-rate mortgages are making a comeback. Learn why an ARM might be the right choice for you.

6 Things Every College Student Must Know About Private Student Loans

Private student loans may look like a good way to fund your education, but there are a few things you should know before you sign the paperwork.

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

Why Savings Account Interest Rates Are So Low

Five or six years ago it was easy to find a savings account that paid 4% or 5%. Today, 1% or less is the norm. What happened?

Turn a Day Off Into Your Most Profitable Day of the Year

We often focus on what is most pressing with our finances. But if you take a day off to do some long-term work, you can save hundreds of dollars a year.

Savings Rates Below Inflation? Save Anyway

When savings rates are below the inflation rate, it's easy to delude yourself into thinking you shouldn't save. That's a bad idea.

The Parable of The Flat-Screen TV

A carefully considered purchase is a wise purchase. On the other end of the spectrum? Meet Dan and his not-so-new flat-screen TV.

How Much Car Can You Afford?

If you're planning to lease a new (or new-to-you) car, follow this advice to make sure you're factoring in all the costs and getting a car you truly can afford.

Cancel Student Loans to Save — and Receive an Interest-Free 120-Day Loan

What's an easy way to have less debt? Return money you don't need. In federal loan lingo, it's called "canceling" your loan, and it can save you a lot.

A Comprehensive Guide to the Debt Snowball Method

If you're trying to pay off a stack of debts, the snowball method can give you the motivation you need to knock them all out. Learn how.

How to Earn a Good Interest Rate in a Low-Rate Environment

If you're feeling ho-hum about saving while interest rates hover around 1%, discover why current interest rates don’t dictate your average return over time.

6 Common Excuses for Not Saving Money

If you don't feel like you're saving enough money, there's probably one thing stopping you — you. Learn how to get over the excuses and start saving.