law

How will the federal minimum wage increase affect you?

Posted July 8, 2009 - 14:00 by Xin Lu

Career and Income

On July 24th, 2009 the federal minimum wage will increase from $6.55 an hour to $7.25 an hour. This amounts to an increase of 10.7%. How will this change affect you?

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"Cash for clunkers" bill passed by Congress - what does it mean for consumers?

Posted June 18, 2009 - 23:09 by Xin Lu

Frugal Living, Taxes, Cars and Transportation

A few months ago I wrote about several car buying incentives that were floating around. This was before the bankruptcy of Chrysler and GM and there was a rumor going around that the government would push consumers into buying new cars with a trade in program. Now it is official that a "cash for clunkers" bill has passed by both the Senate and the House. This $1 billion program was attached to the $106 billion war spending bill and offers vouchers to consumers who trade in their gas guzzlers. Here are some details on the program.

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How will the new credit card rules affect consumers?

Posted May 19, 2009 - 18:17 by Xin Lu

Credit Cards, Consumer Affairs

Today a new bill was passed by the U.S. Senate with the intent of restricting abusive practices in the credit card industry. A House bill was passed on May 12th and will be reconciled with the Senate version and President Obama hopes to sign it before Memorial Day. So what does this bill contain and what does it mean for consumers?

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Would you get rid of credit cards if stores give more discounts to customers who pay cash ?

Posted May 16, 2009 - 12:23 by Xin Lu

Personal Finance, Shopping, Credit Cards

I am sure you have encountered a store or gas station that has a set of prices for cash customers and a set of prices for credit card customers. Usually the credit card customer has to pay a small surcharge. Under a new measure being considered in the U.S. Senate, retailers may be given the go ahead to give more discounts to cash paying customers. Would this encourage consumers to ditch the plastic?

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What you can do to aid the conversion to digital TV

Posted January 14, 2009 - 01:06 by Xin Lu

Coupons, Consumer Affairs

The conversion from analog TV to digital TV was scheduled to happen on February 17th, but now it seems like it will be delayed due to various issues with the coupon program and general consumer education. Here is what you can do to help with this transition.

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The most important FREE piece of paper you'll ever receive.

Posted September 22, 2008 - 09:00 by Paul Michael

Consumer Affairs

The U.S. Constitution

It is the foundation for the way the United States Government is organized. It is the supreme law of the U.S. And It was adopted on September 17th, 1787 in Philadelphia, Pennsylvania. It’s the United States Constitution, and you can get your hands on a free copy with free shipping.

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My Purchase Rang Up Wrong! Could the Law Be on My Side?

Posted August 27, 2008 - 05:36 by Linsey Knerl

Personal Finance, Consumer Affairs

Nothing is more irritating that hunting for a bargain, waiting in line, and making that painful purchase -- Nothing except for getting overcharged, that is. While it is all too common for consumers to let it go or to simply ask for their money back, you may be entitled to much, much more.

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Avoid speed-trap tickets with a radar & laser detector - Under $30

Posted January 18, 2008 - 12:02 by Paul Michael

Deals and Coupons, Consumer Affairs, Cars and Transportation

speed

I know I am going to get a bunch of negative feedback on this one so let me put those issues on the table immediately. This article is NOT intended to help people speed. In fact, I'm absolutely against speeding, being the father of two young children and a very careful driver. Radar detectors are a constant reminder to keep your speed down, and if you do happen to enter a dreaded speed-trap, this little device from Buy.com will save you the cost of a ticket and those inevitable insurance hikes.

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