monthly payments

5 Smart Ways to Reduce Your Credit Card Interest

Instead of looking for a 0% APR credit card, here are a few other ways to reduce those monthly interest charges.

5 Benefits of Carrying a Mortgage Into Retirement

You wanted to ditch that mortgage before you retired; you didn't. That's OK! There are some benefits to bringing your home loan into your golden years.

Is a 15-Year Mortgage a Good Idea?

A 15-year, fixed rate mortgage can save you thousands in interest payments. But is it really worth it?

What to Do if You've Signed Up for a Terrible Loan or Credit Card

Sometimes a loan or credit card doesn't work out to your favor. Is there any way out?

5 Mortgage Details You Should Know Before You Sign

Buying a new home is exciting, but before you sign your name on the dotted line, you need to ask — and answer — a few key questions about your loan.

Can Too Many Credit Cards Hurt Your Credit Score?

You're responsible with your credit cards, but you sure have a lot of them. Is that a bad thing?

4 Things You Need to Know About Deferring Student Loans

Hitting pause on student loan payments can be a complicated process. You'll need this knowledge under your belt before applying for deferment.

4 Smart Ways to Lower Your Monthly Mortgage Payment

A hefty home loan doesn't have to be a burden. Here's how you can trim dollars from your monthly mortgage payment.

5 Ways to Pay Off Your Student Debt Faster

If you're one of the 40 million Americans with student loan debt, you can save more in the long run by getting smart about saving, spending, and earning.

5 Ways to Prevent a Debt Spiral

Be the master of your fate when it comes to conquering credit card debt.

Why Rent-to-Own Is a Bad Idea

Rent-to-own may sound convenient, but buyer beware: The amount you'll overpay is rarely, if ever, worth it.

Ask These 4 Important Questions Before Signing Any Loan

Before taking on any new debt, ask yourself these four questions. Are you ready for the financial commitment?

Why Can't You Ever Make On-Time Payments?

How frustrating is it to pay all of your bills each month when you finally get a minute to sit down and take care of things, only to find out later you got socked with penalties an