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Why invest in the stock market?

Posted 5 weeks 14 hours ago by Philip Brewer

Personal Finance

New York Stock Exchange
The conventional reason for investing in the stock market--perhaps offered with a bit less confidence now that we're in the midst of a stock market crash--is, "It offers higher returns." But that gets us ahead of ourselves. We can learn a lot by taking a couple of steps back and looking first at our financial goals.

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Treat yourself like a child to be more grown up

Posted 19 weeks 14 hours ago by Philip Brewer

Frugal Living

Parent and child
This post is about repurposing a trick that grown-ups use to manage a child's wants. You know the one. It starts with pointing at a substitute. Then, the grown-up frames one of two questions, such that the answer is always "you don't need one."

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Do not buy something just because you can afford it

Posted 40 weeks 6 days ago by Xin Lu

Personal Finance, Frugal Living, Shopping, Budgeting, Lifestyle, Real Estate and Housing, General Tips

Since I got married people have been constantly asking me two questions. One is, "are you pregnant yet?", and the other is "are you going to buy a house?" One day I told someone that I do not want to afford a house right now and he asked me what I meant, and I told him my reasons why I should not buy something just because I can afford it now.

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