notes

Laddering for higher, more stable returns

Posted 12 weeks 4 days ago by Philip Brewer

When investing in things that pay an interest rate--things like CDs and bonds--it's tempting to try to get the maximum interest rate, and then to try to lock up that rate for as long as possible. There's an alternate strategy that provides good, stable returns with a lot less stress and a lot less need for predicting the future: Laddering.

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Treasury bills for ordinary folks

Posted 51 weeks 4 hours ago by Philip Brewer

Investment

Let's say you've paid off any debt, except maybe a low-rate mortgage or student loan, and you've started saving the 3-6 month's spending money that all the books say you ought to have. So, where do you put that savings? An option with the maximum safety and considerable flexibility is treasury bills.

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