overspending

The U.S. Savings Rate Has Tanked — Here's Why That Matters

The U.S. savings rate is the lowest since the Great Recession. Do you need to get your savings back on track?

How a Surprise Credit Limit Increase Can Harm You

You got a credit limit increase! Before you get charge-happy, there are a few important things to remember.

5 Excuses We Need to Stop Making About Overspending

You deserve it. It's on sale! There are dozens of excuses for overspending, and it's time to stop making them.

How to Turn Your Buyer's Remorse Into Better Financial Habits

Believe it or not, there's a silver lining to buyer's remorse — it can help you adopt some smarter spending habits.

Boost Your Savings With This Easy Budgeting System

The premise is simple: Create small budgets. Set savings goals. Achieve financial freedom.

What to Do When You've Blown Your Budget for the Month

You've busted your budget for the month and there's still three weeks left to go. What now?

5 Types of Overspenders — Which One Are You?

There are different types of chronic overspenders. Which one are you?

Are Your Emotions Costing You Money? Take This Quiz

Pity, joy, fear, stress, excitement — emotions are part of life. But if they're dictating how and when you spend your money, you have a problem.

Boost Your Savings by Making Your Money Harder to Spend

We're always trying to protect our money. But too often we forget to protect it from ourselves.

How Single Parents Can Juggle Retirement Savings, Too

Being a single parent is hard work. Being a single parent and adequately funding your retirement is extra hard. But you can do it.

8 Real Life Calamities That Can Drain Your Finances (Plus How to Defend Against Them)

Life is full of ups and downs. Sometime the downs take all your money along for the ride.

Is an All-Cash Diet Right for You?

Budget in the red again? Quell your craving to overspend with plastic with an all-cash diet instead.

4 Reasons to Cut Yourself Some Slack Following a Financial Setback

The first step to bouncing back from a money mistake is to cut yourself some slack.

10 Golden Rules of Personal Finance Everyone Should Know

These 10 money truths will set you on the right path to financial enlightenment.

5 Ways to Keep Anxiety From Ruining Your Budget

Anxiety and depression can worm their way into many aspects of life — including your money. Here's how to fight back.

5 Things Americans Spend Too Much On

From our "I Dos" to our morning joe, Americans are guilty of spending way too much on these things.

12 Everyday Money Tasks You've Been Doing Wrong

Minimum payments, retail therapy, yikes! Don't let these bad money blunders burn through your cash.

6 Scary Facts About Credit Card Debt

Halloween is coming right up and we've got a real fright — these super scary facts about credit card debt.

7 Signs You Have a Serious Spending Addiction

Spending addiction is real, damaging, and scary. If you recognize yourself in any of these signs, you may need to seek help.

5 Thoughts I Had After Paying Off My Credit Card Debt

A lot goes through your mind when you finally overcome credit card debt. After "Whoo-Hoo!," what comes next?