Articles on Credit Cards

Dealing with Post-Holiday Credit Card Debt

It's not the most wonderful time of the year when the first credit card bills from the holiday season start to arrive. Here's how to pay them off.

Maximizing Rewards Programs with Points.com

I don't fly or travel frequently enough to make the most of rewards points, but I still like earning them with the notion that someday I might be able to take advantage of them. [more]

Balance Transfer Dating Guide

An old credit card is a lot like an ex-lover. Follow these tips to get yourself out of debt and back on the dating scene.

How Much Does Your Credit Card Debt Cost You?

Only having to pay 2% of your total credit-card balance a month makes charging tempting...but with interest, you could also pay more than double your original purchase price.

The Worst Holiday Credit Cards

How many frequent flyer miles does a Santa Air card get? Not many. Here are three credit cards you don’t want in your wallet this holiday shopping season.

5 Signs That Your Credit Card Spending Is Out of Control

Credit cards can dominate your life (and ruin your budget) if you're not careful. Use these 5 warning signs to make sure you stay on top of your spending habits.

Credit Card Fraud and How to Avoid It

Credit card fraud affects thousands of people every year. During 2009, in the UK alone, £440.3 million was lost due to fraudulent actions on stolen or cloned credit cards.

Sick of Rebate Credit Cards? Read This to Get Cash

Annoyed by those plastic-wasting, annoying-to-use rebate credit cards? Learn how to turn the cards into cash.

Wise Bread Blogger on the NBC News with Brian Williams

Wise Bread writer Sarah Winfrey had a blast when she went on NBC Nightly News to talk about her family's experience reducing credit card usage during the economic crunch.

Credit Cards vs. Debit Cards: A Comprehensive Comparison

“Credit cards and debit cards have the exact same benefits.” I’ve heard this statement for a long time, but I wanted to test it out to see if it is true.

Why Do a Credit Card Balance Transfer, and How?

Learn the pros and cons of transferring a credit card balance, as well as how to choose the right credit card for you.

Pitting Airline Against Hotel Rewards

If you've ever hesitated before redeeming your airline miles and wondered if you're getting a good deal, you're in good company.

6 Reasons Why Cash Is Still King

Learn the top reasons why cash is still king — even in the age of plastic.

Travel and Money: Using Prepaid Travel Cards

Prepaid Travel Cards can be a useful — and secure — alternative to debit cards and credit cards, as well as a way to hedge against currency risk.

Getting Your Credit Limit Raised

It doesn't necessarily make sense, but by practicing a potentially bad habit, you can easily get your credit limit raised.

Independence Day Roundup: Military vs. Civilian Credit Cards

In certain categories, there are military cards that soundly beat anything civilians can apply for.

Travel and Money: Using Your Credit Card on the Road

Here are the advantages of credit card usage and precautions to take to stay safe.

How a Solid Credit Score Saves You Money

Your FICO credit score has a direct bearing on what kind of interest you can expect to pay on a loan, a mortgage or any other similar product. Many employers and landlords als

How to Decipher Credit Card Advertising

How do you figure out whether a credit card offer is good or bad? We'll break down the terms and conditions for you.

Ultimate Credit Card Perks Checklist: Benefits You Don't Know About

Learn secret credit card perks, including extended warranty and price protection with the ultimate credit card benefits checklist.