Articles on Personal Finance

How Much Should You Have Saved for Retirement by 30? 40? 50?

You know you should be saving for retirement — and saving a lot. Betcha' didn't know you needed to save this much!

Everything You Need to Know About Peer-to-Peer Investing With Lending Club

For borrowers, Lending Club offers another funding source. For investors, it's a way to invest in consumer debt. Here's how to get started.

Stop! Is That Loan Too Big For Your Wallet?

You need to borrow money for a big purchase — how much can you really afford to borrow? Use these financial rules of thumb to find out.

4 Exciting, Affordable American Cities to Retire In

Retirement should be both frugal and fun. These engaging and economical American cities have a lot to offer retirees.

8 Ways to Spend Your Last-Minute Health Care FSA Funds

The deadline to spend your Flexible Spending Account health care funds is approaching. Some of these qualifying purchases may surprise you.

5 Crucial Things You Should Know About Bonds

Boring and staid, bonds remain a fundamental piece of a well-made portfolio. Find out why you should add bonds to yours.

Denied a Mortgage? Here's How to Fix It Fast

Depending on why a mortgage is denied, disappointed homebuyers often still have a shot at homeownership. Find out how to go from no to yes.

How Travel Rewards Credit Cards Really Work

Earning and redeeming travel rewards may seem more complicated than ever. Get the latest on how best to get and spend travel rewards.

6 Benefits of Dumping a Losing Stock

Share and fund values rise and fall, so it can be hard to know when to sell a loser. Here are six ways to know when it's time to let go.

4 Credit Report Mistakes That Could Be Costing You Big

You know you should be reviewing your credit report annually. When you do, these are the credit dangers to look for.

6 Times You Should Never Take a Loan

You need money fast. Or do you? A loan should never be taken lightly and if you're buying something frivolous, or your credit is poor, reconsider.

5 Simple Ways to Boost an Underperforming 401(k)

For most of us, a 401(k) is our primary retirement savings vehicle. Don't undercut your earnings by allowing your 401(k) to fall behind.

5 Reasons Social Media is Still a Smart Investment

Despite some recent stumbles, social media remains a strong investment. Are you favoriting social media stocks?

8 Personal Finance Lessons Women Learn in Their 20s

The financial lessons we learn in our 20s prepare us for the decades to follow. Here's what to learn at the intersection of youth, love, and money.

6 Interesting Ways Technology Can Help You Buy a Home

House hunting is easier, faster and more fun thanks to these new tools. Are you taking full advantage of them?

Cheap Oil is Hurting These People -- Will It Hurt You, Too?

The oil bust has resulted in cheap gas for most of us. But for some of us with jobs dependent on oil, the bust is beginning to exact a terrible toll.

5 Financial Lessons Everyone Should Learn by Kindergarten

Kindergarten kids can — and should — understand these personal finance basics. So should the rest of us.

5 Ways Life Is Amazing With an 800 Credit Score

A credit score in the 700s is pretty good and the rewards are nice. But for those few who crack 800? The financial world is their oyster.

5 Dumb 401(k) Mistakes Smart People Make

There are lots of ways to go wrong with a 401(k). Don't hurt your retirement with any of these common mistakes.

5 Things Most Likely to Give You Lousy Credit

With few exceptions, people with bad credit don't get there by accident. Avoid these bad credit habits and you'll avoid dinging your score.