Personal Finance

Best of Personal Finance: 41 Financial Calculators for Major Life Decisions

Posted August 19, 2009 - 08:01 by Linsey Knerl

Personal Finance

Welcome to Wise Bread's Best of Personal Finance roundup. If you've ever wanted to make a million bucks from eating lunch, learn how to raise a $221,000 baby (not from the black market, either), or cook over 4 dozen different ramen dishes, we've got the goods for you!

full story 6 comments

An Introduction to High Yield Reward Checking Accounts

Posted August 12, 2009 - 12:00 by Xin Lu

Personal Finance

Coins

Reward checking accounts are currently some of the highest yielding accounts available at FDIC member banks. These accounts currently have yields of up to 6% and that is much higher than yields of 2% to 3% paid by CDs and savings accounts. Here is a quick introduction to what they are and how you can take advantage of these accounts.

full story 3 comments

Best of Personal Finance: Cash for Clunkers 2.0

Posted August 12, 2009 - 06:00 by Linsey Knerl

Personal Finance

Welcome to Wise Bread's Best of Personal Finance roundup. If it’s novel, frugal, or otherwise fantastic, we’re hoping to share it with you each week. This week’s assortment of treats comes to you with advice for junking your car, rocking your career, and brewing your own.

full story 2 comments

Walking the Tight Rope of Financial Recovery: The Mental Game

Posted August 11, 2009 - 12:00 by Sarah Winfrey

Personal Finance

Tight rope walker

Though some economists are tentative and a few disagree outright, the majority of people in the know believe that the worldwide recession has hit rock bottom and we are now, slowly but surely, climbing our way out of the financial doldrums and back into prosperity. Now we have to discover a way to walk a tightrope of a middle line—to actively embrace the recovery while still living with the present mess and acknowledging that fact that we might not erase its effects for quite a while.

full story 9 comments

Understand Capital Costs

Posted August 10, 2009 - 12:00 by Philip Brewer

Personal Finance

Reichstag in Berlin

Especially for things people often buy on credit, like a car or a house, there's a tendency to divide the ownership into two periods--while the loan is being paid off, where the item is expensive, and after the loan has been paid off, where the item is free. This is a fundamental misunderstanding of capital costs.

full story 10 comments

Best of Personal Finance: Dog Days of Summer Edition

Posted August 7, 2009 - 11:00 by Andrea Dickson

Personal Finance

Sell your Twitter account, lose weight and save money, learn to network (really, it helps), clear up your life in 5 minutes, couchsurf around the world, and more.

full story 2 comments

Acknowledge You Have a Problem with Debt

Posted August 5, 2009 - 05:00 by Adam Baker

Personal Finance

Acknowledge You Have A Problem With Debt

Debt limits freedom. It's as simple as that. The process of getting out of debt first starts with acknowledging that it really is a problem. This simple act will radically improve your chances for success and provide a great foundation to execute the specific techniques and strategies later. This is the first post in the "Getting Out Of Debt: The Essentials" series!

full story 9 comments

The Three Interest Rates

Posted August 4, 2009 - 05:00 by Philip Brewer

Personal Finance

Tiger Shark!

I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards for transactions, not to borrow money--but looking at the rate they're charging reminded me that there are really three interest rates.

full story 10 comments

Best of Personal Finance: 'Screw It, I'm Buying an Air Conditioner' Edition

Posted August 2, 2009 - 09:03 by Andrea Dickson

Personal Finance

Stay cool, quit your job, send your kids back to the public education dungeon, learn from metaphors, make money from your crafts, how to exchange Canadian dollars into American greenbacks, want versus need, and the beauty of living without air conditioning. Ha, ha! That last one was a lie, there is no such thing as air conditioning-free happiness.

full story 7 comments

Recession Journal Part III: How Low Can We Go and When Will We Get There?

Posted July 31, 2009 - 04:00 by Jabulani Leffall

Personal Finance

In order for the economy to turn around it has to hit what so many investment experts and economic forecasters call the "bottom," but what is it, this bottom, what does it look like and with all of this conflicting data, how should we tailor our own spending habits?

full story 2 comments

Have more to say? Join the discussions at Wise Bread's Finance and Frugality Forums.

Finance Blogs - Blog Top Sites