plan

Plan for your wants

Posted December 27, 2008 - 13:15 by Philip Brewer

Personal Finance, Budgeting

Tall ships

Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cable TV, a magazine subscription, an occasional restaurant meal. Instead of a budget line, the larger, longer-term wants are covered implicitly when your budget spends less than all you earn. Somewhere, though, those big, long-term wants deserve a plan.

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6 Reasons I Still Don't Have a Cell Phone Plan (yet)

Posted December 5, 2008 - 19:48 by Linsey Knerl

Personal Finance, Frugal Living, Budgeting, Consumer Affairs

If you ask most people what they can't live without, many would say their computer. Just about as many would say their cell phone/PDA/Crackberry. I agree with the first one – I couldn't earn a living without my PC. I don't currently have a cell phone plan, however, and here's why.

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