return

Many Happy Returns: 5 Tips for Getting What You Really Want This Holiday

Posted December 25, 2007 - 20:36 by Linsey Knerl

Personal Finance, Consumer Affairs

Sadly, a recent poll by Inside Indiana Business reports that 13 percent of consumers want to return items, but feel that it is too much of a hassle. If you are confident that your perfect gift is out there, take these steps to ensure that you can have it, with minimal effort and aggravation!

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Huge tax-free investment returns

Posted September 28, 2007 - 16:47 by Philip Brewer

Personal Finance, Life Hacks

Kitchen pantry

What sort of investment return would it take to get you excited? You can get 5% or so on cash these days. The average return from the stock market runs in the 10%-12% range, depending on how you measure it. The fact is, though, you can pretty easily get 30% or more on investments that are not only very safe but come with built-in inflation protection.

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The false goal of maximizing investment returns

Posted August 16, 2007 - 03:15 by Philip Brewer

Personal Finance

Along about the middle of the dot-com boom--when the market had already had two years of 20% annual gains--I read an article that suggested that individual investors had no need of a cash reserve, because they could use credit cards in an emergency. As I explained in my article about the credit squeeze , I think keeping a cash reserve is especially important right now, but I mention this article because I think it highlights a fundamental distinction in the way people think about investment returns.

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Track Your Refunds or Get Ripped Off

Posted 2 years ago by Andrea Dickson

Filed Under: Shopping

“Refunds” are supposedly different from “rebates”, although honestly, you might never know it, since both are difficult to obtain. I find that lately, I’ve had to harass the heck out of companies, particularly companies that primarily do business via mail order or on the internet, to get my money back even after returning a product.

In the past, when I treated money with a devil-may-care attitude, I’m sure I let dozens of potential refunds slip right by. I don’t believe that all retailers really want to rip off customers, but I don’t see refunds as a really high priority of theirs, either.

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