So, you've ordered a product or service and something goes wrong. You need to speak to a customer service rep as soon as possible, so you pop onto the website and start searching. And continue searching. And search some more. [more]
Along about the middle of the dot-com boom--when the market had already had two years of 20% annual gains--I read an article that suggested that individual investors had no need of a cash reserve, because they could use credit cards in an emergency.
Even though I have a couple of extra days to file my tax returns this year, I won't be able to come up with enough to pay the IRS what I owe.
The age old question about paying now or later came to a head for me this year, when I chose the " [more]