Roth

Optimize Your IRA and 401(k)

Posted July 29, 2009 - 12:00 by Philip Brewer

Personal Finance

Apollo 4 Liftoff

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accounts, people are much too likely to put the wrong investments in them. Here's how to use them correctly.

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3-6 months of living expenses?

Posted July 5, 2007 - 11:08 by Julie Rains

Personal Finance

wad of cash

Personal-finance experts often recommend having 3-6 months' worth of living expenses saved and easily accessible. In his July 1, 2007 Getting Going column ("Popular Advice You Shouldn't Take"), Wall Street Journal columnist Jonathan Clements offers alternatives to a cash account (e.g., savings account or CD). He's got practical ideas that relate to how people really think, live, save, and invest.

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