People have a notion that they must amass a certain amount of money, no matter how long it takes, before they can retire. But what if it took you 40 years of work to reach $1 milli
We all have our own ways of handling our finances -- and that's why it's called "personal" finance. What works for one person may not necessarily work for someone else, and this is
What happens if an opportunity comes your way that you just can’t pass on, but just can’t find the money for either? If you have an opportunity account, you won’t have this problem
When shopping for a money market savings account or other bank products, I don't believe it should be all about the yield. You should also be aware of how much it costs to bank wit
Everyone knows that cooking is cheaper and healthier than eating out. It's also better (i.e. more to your taste) than eating out, and easier than eating out (no driving, parking,
The nation as a whole has been exploring new avenues for savings these days. Thrift stores can be a great place to get what you need and pay what you want. Here are some tips for n
Don't keep ignoring those pennies you find on the floor, in the drawer, in the parking lot. If only you'd gather all the loose change up from just around your house, you could prob
When you prepare to go on a shopping trip, there are 6 things that you should equip yourself with before heading out.
As the economy falters, gardening looks better than ever this spring. But as the daughter of a veteran gardener, I've seen too much heartache to believe seed companies' promises of
Have you ever gone to the grocery store and tried to sort through the ten different loyalty cards on your key ring? Just the other day, my cashier who was an elderly woman nearly s
Welcome to the second Carnival of Pecuniary Delights, Saving Money Edition. This wonderful carnival is the creation of Penelope Pince from Pecuniarities (aka Hermione from our for
We've all heard that less is more. If you're like me, you've also heard at least a million ways to apply that. But is the opposite ever true? Do we ever save in the long run by spe
Most definitions for “investing” indicate that the term is used to describe money that is invested with an expectation of profit. This definition determines that an investment does
While these 10 sites are not widely know, they offer some pretty cool ways to either save or make some extra cash. No reason to keep them a secret. Tell your friends!
I love the idea of coupons. Saving money? I'm so for the idea. Cutting, sorting, and saving little scraps of paper that will probably end up getting eaten by the baby or in the
As you continue to work a full-time job, wrangle the kids, and make your money work for you, there are some sacrifices that you are making every day and you may not even realize it
Nothing vindicates a cynic by being proven right and coupons can often be used as a marketing tool for the old bait and switch. Overcome misgivings about coupons by going from coup
The question has arisen in our household whether I should be saving more. Should we resort to extreme saving measures during this recession? Should an extreme economy require grea
Even if you are working hard to keep your discretionary spending to a minimum, you can still enjoy a restaurant meal once in awhile.
I love the holiday season. I love being able to bake cookies and give them to my friends, put up decorations and — most of all — give gifts. But with only a couple of weeks left un
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