Posted November 13, 2008 - 06:54 by Philip Brewer
Personal Finance, Frugal Living
Wise Bread is stuffed almost to bursting with suggestions on how to live large on a small budget. We've got suggestions on how to spend less, how to earn more, and how to take control of your finances and your career. There are certain suggestions, though, that trigger a particular kind of negative reaction: The one where people say, "I'm not the sort of person who" does whatever it is that we've suggested. It turns out that lots of people think that way. Don't do that.
full story
Posted November 7, 2008 - 14:05 by Paul Michael
Frugal Living, General Tips, Shopping, Green Living, Consumer Affairs
That’s the advice from a beautifully-executed campaign from Denver Water, right here in my own backyard of Colorado. The campaign (created by Sukle Advertising, a very smart, strategic ad agency) is simple and effective, using guerrilla marketing to hammer the message home. But it’s not just good advice for water; I think it’s a strong message for all consumers.
full story
Posted October 22, 2008 - 06:37 by Philip Brewer
Personal Finance
How much money is there in the economy to borrow? Well, if you don't have foreigners lending you large amounts of money, and you don't have central banks creating large amounts of money, then the amount of money available to be borrowed each year is roughly equal to the amount of money saved.
full story
Posted October 16, 2008 - 13:48 by Philip Brewer
Personal Finance
My wife spotted this book at the library and brought it home, suggesting (based on the title) that it might be a sort of anti-Wise Bread that I could read and mock. When I started reading it though, I found it wasn't. In fact, it's an outstanding personal financial book: It offers the best framework for analyzing household finances of any book I've read.
full story
Posted September 11, 2008 - 17:51 by Xin Lu
Frugal Living
A new article on Slate today details a study by some economists that say people should enjoy their money while they are still healthy and young. The conclusion of their study is that money buys less happiness when you are in ill health so spending money while you are healthy gives you more happiness value for your money. So should your abandon frugality for the sake of your happiness?
full story
Posted July 23, 2008 - 04:44 by Philip Brewer
Personal Finance, Frugal Living
One of the most universal bits of advice from financial planners is to track your spending. It's also one of the most universally rejected bits of financial advice--rejected by people who find it tedious and fiddly. In the interests of making everybody happy, I'm going to come down squarely on both sides of this issue.
full story
Posted June 30, 2008 - 06:26 by Philip Brewer
Personal Finance, Frugal Living
My brother told me once that, when he was in college, he handled money this way: "When I got paid, I set aside enough money for cigarettes, then spent the rest buying pizza and beer for everyone until the money ran out. The other people I hung around with did the same."
full story
Posted June 9, 2008 - 15:23 by Xin Lu
Shopping, General Tips
Recently, I read about a promotion from a home builder in San Diego where consumers could buy a 4000 square foot house for $1.6 million and get a smaller home by the developer valued at $400 thousand for free. This sounds like a fantastic deal, but I am always wary of anything labeled with "buy one get one free", and here is why.
full story
Posted May 22, 2008 - 04:01 by Philip Brewer
Personal Finance, Frugal Living, Life Hacks
Is there an amount of money that's too small to concern yourself with? People make that case, usually saying something like "Life is too short to waste time counting pennies." They're missing the point, though, because they're focusing on the wrong thing.
full story
Posted April 29, 2008 - 14:27 by Paul Michael
Deals and Coupons, Consumer Affairs
It seems the retail giants are serious in their quest to get hold of your economic stimulus check. One of the biggest, Sears, is offering to multiply your check if you spend it there. And others are following suit.
full story
Subscribe to all Wise Bread articles
Subscribe
All comments