Too broke to be frugal?
Posted February 3, 2009 - 06:31 by Philip Brewer
The first few years after I got out of college my finances were seriously out of control. I was making pretty good money, but I was spending all of it. Worse, I wasn't keeping track, so I didn't even really know whether I was getting ahead or falling behind. During that period I more than once made some seriously unfrugal choices, simply because I didn't have cash on hand.



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