Did your mom always nag you to keep your receipts? Mine did. She'd see me charge something to a credit card and then casually toss away the receipt, and I'd get an immediate lecture about what it means to keep track of my expenses yada yada yada (Mom actually included the yada's). Frankly, budgeting has never been an issue for me, even when I was close to the poverty line, and receipts seemed to be a wallet-cluttering nuisance. But that all changed for me recently, and now I treasure receipts because they are kind of convenience that is rare - they are pre-cut coupons.
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