Going to TRY and make costumes! With two kids who keep changing their minds, I haven't even started, but they seem to be leaning towards generic costumes (i.e. pirate) rather than a specific hero or star, so that should make it easier to pull together. Or at least I hope...
I typically make my own costumes from random articles of clothing and makeup around the house. It's a lot cheaper than purchasing a costume and most of the time it looks better too!
Nope. Sometimes....those old bridesmaid dresses come in handy!! (I have a red one, bought a red cape at an after-Halloween sale several years ago -- they match! Going as the Queen of Hearts. All I need to make is a scepter with a heart on top and to find some sort of tiara or crown. Should be fun!)
Donating eggs is nowhere near the same in terms of level of commitment or ease as donating sperm. You have to go through invasive medical procedures, get injected with tons of hormones, go through a lot of pain and suffering, gain tons of weight, etc. It is something very serious and shouldn't be treated so flippantly.
so if you are not delinquent but your loan is not owned by fannie or freddie, even if your house value is underwater and you have only a few years of equity, you cannot get help still?
sounds like obama's plans still dont reach those whom deserve it most:
responsible borrowers who are underwater because of the damned cds scandal and finanncially threatened because of the economic collapse it has caused.
we can't wait, indeed, but we are going to have to do without for the foreseeable future... thanks obama and timmmy geithner...
I like doing my own manicure and pedicure at home. Aside from helping save money, it also keeps unwanted germs and infections away. I've heard so much about nail fungus cases recently that I rather spend the money getting pretty nail polishes than medicine for yucky nails.
I love lavendar essential oil. It's not common (exactly) and it's not a kitchen item, but lavendar is a great odor neutralizer, and a natural anti-microbial, so it's really good for getting rid of germs after you've been sick (since we're moving into flu season).
I mix a few (6-8) drops into a spray bottle with water and mist any room and any thing (the sofa, pillows, the bed) when I want it to smell better.
I've been told that the lavendar plant has the same properties, but I've never used it, so can't speak to how one might.
I find that starting early -- or at least planning early -- is one of the biggest keys in sensible holiday spending. Has anybody already started making or buying gifts for this year?
I always think that I'm going to do some valuable reading or research some new interests but I always end up playing around on the same websites, wasting more and more free time. Great article, really hit it on the head.
unfortunately until we switch to devices that allow us the "ala carte" option (Roku, Apple TV, etc...) we will remain institutionalized by these cable companies. My wife & I have had to sacrifice watching certain programming the day it airs. But we did a cost/benefit analysis of what we were paying for with "mass program" cable packages vs. pay for what we want to watch at a later date. I would suggest every family take a look at this option and help get rid of the channel surfing times. We were paying $180 after taxes for our cable/phone/internet package. Analysis #1: TV. We were watching TV an average of 1 hour a night (excluding sports programs on local networks). Analysis #2: Phone. We have unlimited plan cell phones. We had used an average of 200 minutes a month on the home phone "Triple Play" package from comcast. Anaysis #3: Internet. We were supposed to get 20 meg/ps according to comcast. In reality it was averaging 12-15 meg/ps. The good news was it has been reliable in our area which is key. So lets add this up. We changed to local channels (gives us about 10 channels worth flipping through), dropped the "Triple Play" land line and went with Magic Jack (Vonage is more expensive than MagicJack but better quality, still less expensive than comcast), and doubled our internet speed and within a month we were able to save the money to buy a Roku and Apple TV ($169 for both) and dropped our monthly bill from $180 to $72 (& that includes our Hulu plus and Netflix subscription) Trust me its worth an hour on the internet researching your options. Make a change, however small you think it is!
Yes, I'm buying Halloween costumes this year. With some homemade accessories!
Going to TRY and make costumes! With two kids who keep changing their minds, I haven't even started, but they seem to be leaning towards generic costumes (i.e. pirate) rather than a specific hero or star, so that should make it easier to pull together. Or at least I hope...
I bought our costumes last month, seems I always exceed my budget!
I typically make my own costumes from random articles of clothing and makeup around the house. It's a lot cheaper than purchasing a costume and most of the time it looks better too!
buying a costume is cheating! the best costumes are always homemade
Nope. Sometimes....those old bridesmaid dresses come in handy!! (I have a red one, bought a red cape at an after-Halloween sale several years ago -- they match! Going as the Queen of Hearts. All I need to make is a scepter with a heart on top and to find some sort of tiara or crown. Should be fun!)
I wouldn't suggest erewards because it isn't something you can sign up for; you must be invited by a sponsor company.
Donating eggs is nowhere near the same in terms of level of commitment or ease as donating sperm. You have to go through invasive medical procedures, get injected with tons of hormones, go through a lot of pain and suffering, gain tons of weight, etc. It is something very serious and shouldn't be treated so flippantly.
I will be putting together a homemade cowgirl costume with boots, bandana, t-shirt and hat.
I am not buying a new costume, just rearranging items I already have into a new costume
I liked Wise Bread on Facebook
This year I will be making a budget costume!
No.
so if you are not delinquent but your loan is not owned by fannie or freddie, even if your house value is underwater and you have only a few years of equity, you cannot get help still?
sounds like obama's plans still dont reach those whom deserve it most:
responsible borrowers who are underwater because of the damned cds scandal and finanncially threatened because of the economic collapse it has caused.
we can't wait, indeed, but we are going to have to do without for the foreseeable future... thanks obama and timmmy geithner...
I like doing my own manicure and pedicure at home. Aside from helping save money, it also keeps unwanted germs and infections away. I've heard so much about nail fungus cases recently that I rather spend the money getting pretty nail polishes than medicine for yucky nails.
I love lavendar essential oil. It's not common (exactly) and it's not a kitchen item, but lavendar is a great odor neutralizer, and a natural anti-microbial, so it's really good for getting rid of germs after you've been sick (since we're moving into flu season).
I mix a few (6-8) drops into a spray bottle with water and mist any room and any thing (the sofa, pillows, the bed) when I want it to smell better.
I've been told that the lavendar plant has the same properties, but I've never used it, so can't speak to how one might.
Great post. I really believe in dehydrated food. Someday it will be a very important part of our society.
I find that starting early -- or at least planning early -- is one of the biggest keys in sensible holiday spending. Has anybody already started making or buying gifts for this year?
this reminds me, i need to call the cable company and change my plan.
I liked you on Facebook.
However, some appraisers say they could end up working about four times as hard for about half the money.
I'm just recently learning about the power of vinegar and all of its uses.
I always think that I'm going to do some valuable reading or research some new interests but I always end up playing around on the same websites, wasting more and more free time. Great article, really hit it on the head.
unfortunately until we switch to devices that allow us the "ala carte" option (Roku, Apple TV, etc...) we will remain institutionalized by these cable companies. My wife & I have had to sacrifice watching certain programming the day it airs. But we did a cost/benefit analysis of what we were paying for with "mass program" cable packages vs. pay for what we want to watch at a later date. I would suggest every family take a look at this option and help get rid of the channel surfing times. We were paying $180 after taxes for our cable/phone/internet package. Analysis #1: TV. We were watching TV an average of 1 hour a night (excluding sports programs on local networks). Analysis #2: Phone. We have unlimited plan cell phones. We had used an average of 200 minutes a month on the home phone "Triple Play" package from comcast. Anaysis #3: Internet. We were supposed to get 20 meg/ps according to comcast. In reality it was averaging 12-15 meg/ps. The good news was it has been reliable in our area which is key. So lets add this up. We changed to local channels (gives us about 10 channels worth flipping through), dropped the "Triple Play" land line and went with Magic Jack (Vonage is more expensive than MagicJack but better quality, still less expensive than comcast), and doubled our internet speed and within a month we were able to save the money to buy a Roku and Apple TV ($169 for both) and dropped our monthly bill from $180 to $72 (& that includes our Hulu plus and Netflix subscription) Trust me its worth an hour on the internet researching your options. Make a change, however small you think it is!
Found the consuming/eating everything on your plate comment interesting... the more we take in, the more we want. Truism on life.